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Bank of America Balance Transfer Offers: 0% APR for 15 Months
Thursday, October 30th, 2008It’s a rare thing these days when a credit card issuer actually improves one of its balance transfer offers. So, it came as a bit of a surprise to see that Bank of America has just increased the intro period on balance transfers for several of its cards.
Previously, these cards had offered initial balance transfers of 0% for 12 months. Now, each of the following cards boast an excellent intro 0% for 15 months on balance transfers:
- Bank of America® WorldPoints® Platinum Plus® MasterCard® Credit Card
- Bank of America® Accelerated Cash Rewards™ American Express® Card
- Bank of America® Visa Signature® Credit Card with WorldPoints® Rewards: In addition, this card has also added a $25 signup bonus
- Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
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November 3rd, 2008 at 11:38 am
Yes Ofcourse, during this period of recession, its a surprise to see that BOA is adopting such methods. May be they want to catch more customers to sustain their business.
Thanks,
TrailBlazer
November 7th, 2008 at 7:52 pm
Is there are balance transfer fee associated with these cards i.e. the usual 3% or $99 maximum? Thanks.
November 7th, 2008 at 9:52 pm
There is indeed a 3% balance transfer fee with no max for these offers.
November 10th, 2008 at 2:53 pm
I am looking to open a business card for my company of 13 years. I will also need to do a balance tranfer..
December 12th, 2008 at 11:15 am
They don’t cap that fee at the usual $99; however, if you call them about it, they will give you 1/2 off.
I made a $10,000 transfer, and paid a fee of $150. Not quite the $99, but better than $300.