BB&T Visa Platinum Credit Card: 0% on Balance Transfers for 6 Months, No Fees

BB&T is offering its Visa Platinum credit card with an intro 0% APR on both purchases and balance transfers for 6 months. Most importantly, there is no balance transfer fee if the transfer is initiated less than 90 days after the account has been opened. After that period, a 3% fee with a min of $10 and max of $99 will be charged.

There is an optional rewards program that the card may be enrolled in that costs $9/year (waived for the first year and for years in which net spending reaches at least $2400). You can receive 1,500 points after first purchase and redeem towards travel, merchandise and gift cards. Unfortunately, the redemption schedule is rather poor, as each point is worth less than one cent when redeemed towards gift cards. As a consequence, the best use of the card would be merely for its intro balance transfer offer.

For more info, see this link. (Thanks to reader Mike for the tip!)

Want to keep up with the latest credit card deals?

Leave a Reply

Your email address will not be published. Required fields are marked *