Starwood Preferred Guest® Credit Card from American Express

Issued by American Express

Intro Purchase Rate: 2.90% for 6 Months
Reg Purchase APR: 14.99%
Reg BT APR: 14.99%
Annual Fee: $45
Credit Needed: Excellent

Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 econds.