Review and Apply for Balance Transfer Cards

PenFed Promise VISA Card
	Absolutely No Fees 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. No-fee cash advances carry a 17.99% APR No Foreign Transaction Fees Some restrictions apply. You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.

Intro APR	Regular APR	Annual Fee	Credit Needed
See Terms*	9.99%*	$0*	Excellent Credit*

Discover® More® Card - Balance Transfer Fee*

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 18 months.	10.99% - 20.99% (Variable)*	$0*	Excellent Credit*

Iberiabank Visa® Gold Card

No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 Online access to credit card account information

Intro APR	Regular APR	Annual Fee	Credit Needed
Introductory APR 6 billing cycles from the date of the balance transfer check. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.	9.25%, 12.25%, or 15.25%	$0*	Excellent Credit*

Iberiabank Visa® Classic Card

No Annual Membership Fee Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Online Access to Credit Card Account Information

Intro APR	Regular APR	Annual Fee	Credit Needed
Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of account open date.	7.25%, 10.25%, or 13.25%	$0*	Excellent Credit*

Citi Simplicity® Card
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. Peace of mind through direct access to a service representative, no late fees and no penalty rate No annual fee*

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases*	12.99% - 21.99%* (Variable)	$0*	Excellent Credit*

Iberiabank Visa® Platinum Card

No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Earn 1 bonus point for every $1 in qualifying net retail purchases Turn your points into hotel, gift, or experience rewards Travel accident coverage up to $1,000,000 Online access to credit card account information

Intro APR	Regular APR	Annual Fee	Credit Needed
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.	9.25%, 12.25%, or 15.25%*	$0*	Excellent Credit*

PenFed VISA Platinum Gas/Cash Rewards Card

13.99% APR - Lower than most rewards cards Earn 5.00% cash back from gas purchases paid at the pump* Earn 1.00% cash back from all purchases** you make with the card during each billing cycle Up to $50,000 limit No Annual Fee Cash Rewards credited each month No special restrictions to earn your cash rewards You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.

Intro APR	Regular APR	Annual Fee	Credit Needed
See Terms*	13.99%*	$0*	Excellent Credit*

PenFed Premium Travel Rewards American Express® Card
	No annual fee 5x points on airfare purchases and 1x points on all other purchases 20,000 bonus points upon spending $650 in the first 3 months Complimentary concierge service Exceptional travel offers and discounts VIP airport lounge access with $15,000 in annual spend You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.

Intro APR	Regular APR	Annual Fee	Credit Needed
See Terms*	13.24%*	$0*	Excellent Credit*

Discover® More® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR	Regular APR	Annual Fee	Credit Needed
*0% intro APR on purchases and balance transfers for 15 months.	10.99% - 20.99% (Variable)*	$0*	Excellent Credit*

Discover® Open Road Card

Receive a $150 Restaurant.com Gift Certificate with first purchase 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%* 2% automatically at gas stations and restaurants all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR	Regular APR	Annual Fee	Credit Needed
There is a 0% introductory APR on purchases for 12 months, and a 0% introductory rate on balance transfers for 12 months.	10.99% - 20.99% (Variable)*	$0*	Excellent

Citi® Platinum Select® Visa®
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more Citi® Identity Theft Solutions Secure, free online account management No annual fee*

Intro APR	Regular APR	Annual Fee	Credit Needed
Enjoy 0% APR on both the purchases you make and balances you transfer for 18 months from the date of account opening.	11.99%-21.99%* (Variable)	$0*	Excellent Credit*

Citi ThankYou® Card

Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* Earn 1 ThankYou Point for every $1 you spend on purchases. Earn an anniversary bonus on points earned from purchases every year* Enjoy no limit on the number of points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee*

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Intro APR on Balance Transfers and Purchases for 15 months	12.99%-22.99%* (Variable)	$0*	Excellent Credit*

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

$100 cash back after $500 in purchases within the first 3 months of account opening. 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate. 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com. Full 1% cash back on all other purchases and eligible cash advances No Annual Fee*

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Intro APR for 12 months on Balance Transfers and Purchases*	12.99%-22.99%* (Variable)	$0*	Excellent Credit*

Citi® Platinum Select® MasterCard®
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more Citi® Identity Theft Solutions Secure, free online account management No annual fee*

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases*	11.99%-21.99%* (Variable)	$0*	Excellent Credit*

Citi® Diamond Preferred® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R). $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee*

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases*	11.99%-21.99%* (Variable)	$0*	Excellent Credit*

Escape by Discover® Card

Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months Double Miles on every $1 you spend 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Flexible redemption options like travel credits, merchandise, gift cards or cash Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR	Regular APR	Annual Fee	Credit Needed
There is a 0% introductory APR* on purchases and balance transfers for 6 months. *	10.99%-16.99% (Variable)*	$60*	Excellent Credit*

Discover® Motiva Card

Earn Cashback Bonus for your good credit management 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%* Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index Report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rate, fees, rewards, limitations and other important information

Intro APR	Regular APR	Annual Fee	Credit Needed
0% intro APR on balance transfers for a full 15 months, and 0% intro APR on purchases for a full 15 months.	10.99% - 20.99% (Variable)*	$0*	Excellent

Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards

$250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2000 in purchases within 3 months of account opening. Earn 1 point for every $1 you spend on all purchases Receive an anniversary bonus every year you're a cardmember No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee*

Intro APR	Regular APR	Annual Fee	Credit Needed
No introductory APR rate available.	12.99%-22.99%* (Variable)	$0*	Excellent Credit*

Miles by Discover® Card

Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Intro APR	Regular APR	Annual Fee	Credit Needed
*There is a 0% introductory APR on purchases and balance transfers for 6 months.	10.99%-16.99% (Variable)*	$0*	Excellent

Citi Forward® Card

$100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases Want to lower your purchase APR? All you have to do is make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row and we will lower your APR for purchase by up to 2% (0.25% each quarter, 8X maximum) No Annual Fee

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Intro APR for 12 months on Balance Transfers*; 0% Intro APR for 7 months on Purchases*	12.99%-22.99%* (Variable)	$0*	Excellent

Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards

$150 gift card - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening. 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter** No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee*

Intro APR	Regular APR	Annual Fee	Credit Needed
See Terms*	12.99%-22.99%* (Variable)	$0*	Excellent

*See the online credit card applications for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.