Citi is currently offering 0% intro APR on balance transfers for 21 months and 0% intro APR on purchases for 12 months on both the Citi Platinum Select and Citi Diamond Preferred Card. There is a 3% balance transfer fee with a $5 minimum and no cap.
See the following links for more information:
Update: Please note that the previous promo has ended. Please click here to view the current promo for the Citi Platinum Select card or here for the current promo for the Citi Diamond Preferred Card.
Via FW: US Bank is offering intro balance transfers of 0% for 12 months with no balance transfer fees on its personal credit cards again.
A few examples of their cards include:
Credit card companies are aggressively pursuing new customers once again, mailing out 29% more offers as compared to the first quarter a year ago. Are those offers on the whole as rewarding as we’ve seen in the past? Sadly, the answer is no. Still, many of them do represent an improvement over what we’ve been used to for the past year. In this post, I’ve compiled a list of recent Citi offers:
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Citi has just introduced a brand new promotion for its Citi Platinum Select Mastercard, offering an 0% intro APR for 21 months on balance transfers and 0% intro APR for 12 months on purchases. Both the rate and length of your introductory offer will be based on your creditworthiness. If you’re looking to take advantage of the balance transfer offer, there is a 3% uncapped balance transfer fee with a $5 min. The card has no annual fee.
To view more info or to apply, see this link.
Update 3/2011: Please note that the previous Citi Platinum Select promo has ended. Please click here to see the current promo.
Bright Star Credit Union offers a Cash Rewards Platinum Visa that features a 0% intro APR on balance transfers within 10 days of approval for the first 6 billing cycles of the account with no balance transfer fees or annual fees. In addition, the Cash Rewards credit card earns a 1.25% rebate on purchases, subject to a limit of $600 of rebates per calendar year.
Unfortunately, this deal is only available to those in South Florida, as you will need to visit a branch location in person. While you do not need to be a member to apply, you will need to become one to open your account. Membership is open to anyone who lives, works or goes to school in Broward or Palm Beach Counties, Florida, and relatives of anyone who is eligible.
For more information, see this page.
The Bryant State Bank MasterCard offers an introductory 3.25% APR on balance transfers for 6 months with no balance transfer fees; after the intro period expires, the everyday interest rate is a relatively reasonable 11.25%. Some quick simple math shows that the 3.25% intro BT for 6 months with no fees is a better deal than, say, a 0% BT for 6 months with a 3% uncapped fee.
This is not a rewards card, and it does carry a $20 annual fee. However, one other “feature” that may make this card more attractive to some is that the issuer claims only a “fair” credit score is required for acceptance.
There’s a few days left on this special deal for the Frontier World MasterCard with Annual Fee. Until November 15, 2009, when you open a new account and pay your annual fee of $49, you’ll receive 20,000 bonus miles. If you spend at least $750 by February 28, 2010, you’ll receive another 20,000 for a total of 40,000 bonus miles, which is enough for 2 round-trip tickets.
In addition, there is an intro balance transfer offer of 0% for 6 months. If you initiate the transfer within the first 6 months of opening your account, there is a min fee of $5 and a max of $50. In addition, you can earn 1 bonus mile for each balance transfer dollar that posts in the first 30 days after your new account is opened up to a maximum of 10,000 miles.
Link (via FT)
Priceline.com and Barclays recently introduced the new Priceline Rewards Visa Card. Not surprisingly, it is most suitable for Priceline.com users, but it also carries an intro 0% balance transfer offer for 9 months (max fee of $50) that will appeal to a wider audience.
The card comes in two versions: one version carries an $29 annual fee while the other does not. The $29 annual fee card offers a $50 bonus after your initial purchase, while the no-fee card offers a $25 initial purchase bonus.
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Citi has a few no balance transfer fee promos still out there. The Citi Diamond Preferred Card has an offer for 0% APR on balance transfers for 12 months with no balance transfer fee on the initial BT. The Citi PremierPass card also offers 0% APR on balance transfers for 12 months with no balance transfer fee on the initial BT, plus 0% on purchases for 12 months.
Here is the link.
Enter offer code 851 for the Diamond Preferred card or enter offer code 853 for the Premier Pass card. (Via FW)
The optionsXpress Platinum Visa offers something that very few credit cards today do: a 0% balance transfer deal with a capped fee. More specifically, it offers an intro balance transfer promo of 0% for 12 months with a 3% balance transfer fee capped at $75. In addition, the card carries no annual fee and has a reward program.
optionsXpress.com is an online brokerage where you can trade options, futures and stocks. While an investment account is not necessary to obtain the credit card, you will not be able to redeem any rewards without one. Credit card holders will earn 1 point for every dollar spent and for every 1500 points accumulated, $15 can be deposited to your account, equivalent to a 1% rebate.
For more info, see this link (Many thanks to reader Mike for the tip.)