Category Archives: Balance Transfer Offers

Citi Dividend Amex: No Fee, 0% BT Until October 2007

Reported by FW, this promo offer pushes the new Citi Dividend Amex:

  • 5% Cash Back on supermarket, Drugstore, and gas station purchases
  • 1% Cash Back everywhere else
  • 0% APR on BT until 7/1/07, no BT fee with this offer***
  • $5 Cash Back on BT more than $1500
  • No annual fee

*** First BT and 100$ in purchases must post to account and not be returned within 3 months of becoming a cardmember to receive this rate until Oct. 1, 2007. Otherwise rate lasts until July 1, 2007. BT, Cash advances, and finance charges do not qualify as purchases under this offer.

To apply, visit www.signup.citicards.com and use offer code: P1G9

Or call 1-800-368-1265 by Sept. 15, 2006.

So it appears they’re making you jump through another hoop to get the 15-month balance transfer–namely, the $100 in purchases. It’s important to note that because of the “lower APR balances get paid off first” rule, it’s imperative that those purchases get paid off first before completing your balance transfer.

New Revised Borders Visa: Now 3% back at Borders, 2% on Gas, Dining and Groceries

Chase has made changes to its Borders 3.2.1 Visa to make it much more attractive, increasing the number of points awarded and enabling “Borders Rewards” members to double-dip. As reported by CardTrak, some of the features of the new program include:

  • 3 points for every $1 spent when you use your Borders 3.2.1 Visa at Borders®, Borders Express, Borders.com, Waldenbooks® and Waldenbooks.com.
  • 2 points for every $1 spent on eligible Gas, Dining and Groceries purchases.
  • 1 point for every $1 spent anywhere else.
  • Redeem your 3.2.1 Visa points for Borders Gift Cards, Cash, Travel Rewards, Gas & Restaurant Gift Cards and much more! Plus, no cap on the points you can earn! Earn a $25 Borders Gift card with just 2,500 points.
  • 0% fixed APR* for up to 12 months
  • No Annual Fee

Previously, you would have only received 2 points per dollar spent at Borders and 1 point per dollar spent anywhere else. Redemption options were also limited to Borders gift certificates.

In addition, “Borders Rewards” members can elect to add their Borders Rewards number to their Borders 3.2.1 Visa. Doing so allows them to also accrue 5% of their qualifying purchases on the card towards their Holiday Savings Reward.

Edit 10/22/2010: This offer is no longer available. For a list of currently available Chase cards, please see this link.

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