Credit Card Watcher » Discover http://www.creditcardwatcher.com Keeping an eye on the best credit card offers Fri, 03 Sep 2010 18:51:37 +0000 http://wordpress.org/?v=2.8.6 en hourly 1 $500 Cashback Bonus for Select Discover Cardholders http://www.creditcardwatcher.com/500-cashback-bonus-for-select-discover-cardholders/ http://www.creditcardwatcher.com/500-cashback-bonus-for-select-discover-cardholders/#comments Tue, 26 Jan 2010 23:23:13 +0000 ccwatcher http://www.creditcardwatcher.com/?p=759 If you’re a Discover Card holder, it’s time to check your mail. From February through June 2010, Discover is running a special promo to targeted cardholders. If you’re eligible, you can earn a $500 bonus for spending at least $2,000 each month from February 2010 through June 2010. To enroll:

1) Call 1-866-645-1436 from January 1, 2010 to February 1, 2010 and let us know you’d like to stop using other cards and switch your spending to Discover.

2) Use Discover for all your purchases like groceries, gasoline, electronics as well as monthly bills like cell phone, internet and cable.

3) Earn an extra $500 CashBack Bonus – just for making $2,000 in purchases with your card in each month from February 2010 through June 2010. Remember, this is in addition to the CashBack Bonus you can earn every time with your card.

(Via FW)

This post is from Credit Card Watcher's Credit Card Deals Blog.

$500 Cashback Bonus for Select Discover Cardholders

]]> http://www.creditcardwatcher.com/500-cashback-bonus-for-select-discover-cardholders/feed/ 0 Use your Discover Card and Get $10 off $50 on a Variety of Items at Amazon http://www.creditcardwatcher.com/use-your-discover-card-and-get-10-off-50-on-a-variety-of-items-at-amazon/ http://www.creditcardwatcher.com/use-your-discover-card-and-get-10-off-50-on-a-variety-of-items-at-amazon/#comments Wed, 25 Nov 2009 22:18:58 +0000 ccwatcher http://www.creditcardwatcher.com/?p=701 For a limited time, when you spend $50 or more on select items sold by Amazon.com in Apparel, Electronics, Software, Video Games, and Computers, you will get $10 off when you pay with your Discover Card. Items that qualify for this promotion will display a message under the “Special Offers and Product Promotions” section. After you’ve added qualifying items that total $50 or more and update your payment form to your Discover Card, the discount should be reflected in your cart. For the full terms of the promo, see this link. For examples of items eligible for the discount, see this SD thread.

This post is from Credit Card Watcher's Credit Card Deals Blog.

Use your Discover Card and Get $10 off $50 on a Variety of Items at Amazon

]]> http://www.creditcardwatcher.com/use-your-discover-card-and-get-10-off-50-on-a-variety-of-items-at-amazon/feed/ 0 Discover Card: Double Cashback Rewards on Select Holiday Purchases http://www.creditcardwatcher.com/discover-card-double-cashback-rewards-on-select-holiday-purchases/ http://www.creditcardwatcher.com/discover-card-double-cashback-rewards-on-select-holiday-purchases/#comments Wed, 04 Nov 2009 13:35:36 +0000 ccwatcher http://www.creditcardwatcher.com/?p=671 Discover Card holders can earn a 2% cash back bonus on up to $1,000 in holiday purchases at department stores, clothing stores, shoe stores, jewelry stores or any online shopping with their Discover More, Open Road, or Motiva card from November 15 through December 31, 2009. Purchases must post by December 31.

To earn this bonus, you must sign up for this promotion by logging into your Discover account. Click on rewards tab and you will see the “Double Cash Back Bonus” under the current 5% advertisement. (Via SD)

This post is from Credit Card Watcher's Credit Card Deals Blog.

Discover Card: Double Cashback Rewards on Select Holiday Purchases

]]> http://www.creditcardwatcher.com/discover-card-double-cashback-rewards-on-select-holiday-purchases/feed/ 0 Amex, Discover Eliminate Over Limit Fees http://www.creditcardwatcher.com/amex-discover-eliminate-over-limit-fees/ http://www.creditcardwatcher.com/amex-discover-eliminate-over-limit-fees/#comments Tue, 11 Aug 2009 20:38:20 +0000 ccwatcher http://www.creditcardwatcher.com/?p=594 The Credit Card Accountability, Responsibility and Disclosure Act, signed earlier this year, is already paying dividends for consumers. As the WSJ reports, Amex and Discover cardholders should soon be receiving notices that they will no longer be charged fees if they exceed their credit limit. This move was spurred by the credit card act that expressly prohibits issuers from levying fees unless the consumers have explicitly requested to surpass their limit and have indicated they are willing to pay to do so.

Instead, both Amex and Discover will program their systems to analyze cardholder spending patterns and credit ratings to determine on an individual basis whether consumers will be allowed to exceed their credit limit. As the WSJ notes, the decision to remove the fee was not the result of benevolence–rather, it was probably just cheaper alternative to programming their systems to allow consumers the ability to opt into paying the fee.

It’s a good bet that with this precedent set that other banks will eventually follow suit.

This post is from Credit Card Watcher's Credit Card Deals Blog.

Amex, Discover Eliminate Over Limit Fees

]]> http://www.creditcardwatcher.com/amex-discover-eliminate-over-limit-fees/feed/ 0 Significant Discover Card Changes Coming http://www.creditcardwatcher.com/significant-discover-card-changes-coming/ http://www.creditcardwatcher.com/significant-discover-card-changes-coming/#comments Sun, 15 Feb 2009 14:11:17 +0000 ccwatcher http://www.creditcardwatcher.com/?p=433 Some sweeping changes are coming to your Discover Card, and unfortunately, most of them are not good. Effective for billing periods after May 1, 2009, a number of changes to its cash back program will be made:

  • Cash back redemptions, which either are transferred to a bank account or issued as statement credits, will now only start at $50, and must be made in multiples of $50.
  • In addition, gift card redemptions will still start at $20 but no longer need to be in multiples of $20.
  • Transactions conducted in a foreign currency will begin being charged a 2% fee.
  • Perhaps most importantly, the first $3000 of annual spend only earns 0.25% cash back. Spending above $3000 continues to earn 1%.

Additionally, there are some changes to the terms for those who do not pay in full. Thanks to reader Robert for alerting us to these changes.

This post is from Credit Card Watcher's Credit Card Deals Blog.

Significant Discover Card Changes Coming

]]> http://www.creditcardwatcher.com/significant-discover-card-changes-coming/feed/ 5 $4 Discount on Movie Tickets Using Your Discover Card http://www.creditcardwatcher.com/4-discount-on-movie-tickets-using-your-discover-card/ http://www.creditcardwatcher.com/4-discount-on-movie-tickets-using-your-discover-card/#comments Thu, 13 Nov 2008 14:57:25 +0000 ccwatcher http://www.creditcardwatcher.com/?p=330 Now through November 30, 2008, you can get $4 off your purchase of movie tickets at Fandango when you use your Discover Card. Discounts are limited to one per Discover card holder. To access this deal, you must purchase tickets through this link.

Fandango also has a “buy one get one free” ticket offer with MasterCard for Madagascar: Escape 2 Africa. That offer can be found here. Despite the promo showing an expiration date of 11/2/08, it is still reportedly working. (Via SD)

This post is from Credit Card Watcher's Credit Card Deals Blog.

$4 Discount on Movie Tickets Using Your Discover Card

]]> http://www.creditcardwatcher.com/4-discount-on-movie-tickets-using-your-discover-card/feed/ 0 Discover to Remove Cap on Balance Transfer Fees http://www.creditcardwatcher.com/discover-to-remove-cap-on-balance-transfer-fee/ http://www.creditcardwatcher.com/discover-to-remove-cap-on-balance-transfer-fee/#comments Tue, 28 Oct 2008 22:17:01 +0000 ccwatcher http://www.creditcardwatcher.com/?p=324 Discover will be removing both the minimum and maximum balance transfer fees on its consumer and business credit cards, effective November 1, 2008. Currently, balance transfers are assessed a fee of 3% with a $10 min and $75 max for consumer accounts. As of next month, all balance transfers will be subject to a flat 3% fee.

Discover seems to be following an industry-wide trend, as this move closely follows Chase’s decision to remove the balance transfer fee caps on nearly all of its cards. Discover and Chase join Citi, which also eliminated the max balance transfer ceiling on the vast majority of its cards earlier in the year. As credit tightens, we should probably expect more issuers to follow suit.

This post is from Credit Card Watcher's Credit Card Deals Blog.

Discover to Remove Cap on Balance Transfer Fees

]]> http://www.creditcardwatcher.com/discover-to-remove-cap-on-balance-transfer-fee/feed/ 6 Discover Cash Over is Still Not Over http://www.creditcardwatcher.com/discover-cash-over-is-still-not-over/ http://www.creditcardwatcher.com/discover-cash-over-is-still-not-over/#comments Thu, 23 Oct 2008 14:34:21 +0000 ccwatcher http://www.creditcardwatcher.com/?p=241 Discover Cash Over is an often overlooked but very useful feature that allows you to use your Discover card much like an ATM card at the grocery store checkout. When you use your Discover card at a participating supermarket, you can request additional cash at checkout, and it will be treated as a normal purchase with the same APR and grace period and no transaction fee. For those who pay off their balance every month, it’s a convenient way to save a trip to the ATM.

In the past, the program was even more attractive, since you used to be able to earn rewards on the cash you received. That was like getting free money. While most stores no longer give you rewards on your Cash Over, there are a few that still do.

It’s unclear how long it will remain the case, but for now, you’ll earn 0.25% on your Cash Over at discount and warehouse stores like BJ’s, Sam’s Club and Wal-Mart. Note that 0.25% is also the amount you would normally earn on purchases at those types of stores.

Other stores where Cash Over is available (but do not necessarily give you rewards on your Cash Over) include:

  • Big Y
  • Hannaford
  • Safeway
  • bloom
  • Heinen’s
  • SAM’S CLUB
  • Carrs
  • Meijer
  • ShopRite
  • Dominick’s
  • Pak’n Save
  • Sweetbay
  • Food Lion
  • Pavilions
  • Tom Thumb
  • Genuardi’s
  • Randalls
  • Vons
  • Giant Eagle
  • Walmart

This post is from Credit Card Watcher's Credit Card Deals Blog.

Discover Cash Over is Still Not Over

]]> http://www.creditcardwatcher.com/discover-cash-over-is-still-not-over/feed/ 0 Discover Open Road, Motiva and Miles Cards: Double Cash Back on Groceries http://www.creditcardwatcher.com/discover-open-road-motiva-and-miles-cards-double-cash-back-on-groceries/ http://www.creditcardwatcher.com/discover-open-road-motiva-and-miles-cards-double-cash-back-on-groceries/#comments Mon, 13 Oct 2008 14:46:47 +0000 ccwatcher http://www.creditcardwatcher.com/?p=279 Discover is doubling its normal bonus rate on grocery store purchases from November 1, 2008 to December 31, 2008 for new accounts:

  • Discover Open Road Card: Will earn 2% cash back on the first $1,000 in grocery purchases during November and December. As usual, it will also earn 5% on gas and auto maintenance purchases.
  • Discover Motiva Card: Will earn 2% cash back on the first $1,000 in grocery purchases.
  • Miles by Discover Card: Will earn double miles on the first $1,000 in grocery purchases, in addition to earning the usual double miles on food and travel, on up to $3,000 per year.

This post is from Credit Card Watcher's Credit Card Deals Blog.

Discover Open Road, Motiva and Miles Cards: Double Cash Back on Groceries

]]> http://www.creditcardwatcher.com/discover-open-road-motiva-and-miles-cards-double-cash-back-on-groceries/feed/ 0 Get a $125 Amazon.com Gift Card when Approved for a Discover Card http://www.creditcardwatcher.com/get-a-125-amazoncom-gift-card-when-approved-for-a-discover-card/ http://www.creditcardwatcher.com/get-a-125-amazoncom-gift-card-when-approved-for-a-discover-card/#comments Sat, 11 Oct 2008 14:38:04 +0000 ccwatcher http://www.creditcardwatcher.com/?p=317 The same company responsible for the Garmin Nuvi deal is also offering an Amazon.com gift card bonus. You’ll receive a $125 Amazon.com gift card when you apply, get approved for and make a qualifying purchase, balance transfer or cash advance with your new Discover More or Discover Student card.

Upon fulfillment of these requirements, estimated delivery time of the gift card is 2-6 weeks. More info is at www.mygiftcardoffers.com. (Via FW)

This post is from Credit Card Watcher's Credit Card Deals Blog.

Get a $125 Amazon.com Gift Card when Approved for a Discover Card

]]> http://www.creditcardwatcher.com/get-a-125-amazoncom-gift-card-when-approved-for-a-discover-card/feed/ 2 Discover Holiday Mall Promo: $20 Gift Card For Every $200 in Spending http://www.creditcardwatcher.com/discover-holiday-mall-promo-2008/ http://www.creditcardwatcher.com/discover-holiday-mall-promo-2008/#comments Tue, 23 Sep 2008 14:18:58 +0000 ccwatcher http://www.creditcardwatcher.com/?p=315 Discover’s popular “Turn Receipts into Rewards” program is resurfacing again this holiday season and it’s bigger than ever. From November 1, 2008 through January 4, 2009, you’ll receive a $20 Discover gift card for every $200 in spending on your Discover Card at participating malls while supplies last. (Gift cards are valid for use anywhere that Discover is accepted.) This time, over 160 malls nationwide will be participating, up from the 45 that participated in the fall version of the program.

Participating malls include:

Alabama
Village Mall
Auburn, AL

Riverchase Galleria
Hoover, AL

Bel Air Mall
Mobile, AL

Arizona
Arizona Mills
Tempe, AZ

Park Place
Tucson, AZ

Tuscon Mall
Tucson, AZ

Arkansas
Central Mall Fort Smith
Ft. Smith, AR

California
Burbank Town Center
Burbank, CA

Serramonte
Daly City, CA

Glendale Galleria
Glendale, CA

Great Mall
Milpitas, CA

Montclair Plaza
Montclair, CA

Northridge Fashion Center
Northridge, CA

Ontario Mills
Ontario, CA

Stoneridge Mall
Pleasanton, CA

Hilltop Mall
Richmond, CA

Galleria at Tyler
Riverside, CA

Eastridge Mall
San Jose, CA

Del Amo Mall
Torrance, CA

Stonestown Galleria
San Francisco, CA

Valley Plaza Mall
Bakersfield, CA

Colorado
Chapel Hills Mall
Colorado Springs, CO

Foothills Mall
Fort Collins, CO

Colorado Mills
Lakewood, CO

Southwest Plaza
Littleton, CO

Park Meadows
Lone Tree, CO

Pueblo Mall
Pueblo, CO

Connecticut
The Shoppes at Buckland Hills
Manchester, CT

Meriden
Meriden, CT

Brass Mill Center
Waterbury, CT

Delaware
Dover Mall
Dover, DE

Christiana Mall
Newark, DE

Florida
Altamonte Mall
Altamonte Springs, FL

The Oaks Mall
Gainesville, FL

Lakeland Square
Lakeland, FL

Coastland Center
Naples, FL

Westshore Plaza
Tampa, FL

Oviedo Marketplace
Oviedo, FL

Pembroke Lakes Mall
Pembroke Pines, FL

Regency Square Mall
Jacksonville, FL

West Oaks Mall
Ocoee, FL

Sawgrass Mills
Sunrise, FL

Georgia
North Point Mall
Alpharetta, GA

Augusta Mall
Augusta, GA

Peachtree Mall
Columbus, GA

Discover Mills
Lawrenceville, GA

Macon Mall
Macon, GA

Oglethorpe Mall
Savannah, GA

Valdosta Mall
Valdosta, GA

Perimeter Mall
Atlanta, GA

Idaho
Boise Towne Square
Boise, ID

Illinois
Gurnee Mills
Gurnee, IL

Northbrook Court
Northbrook, IL

Oakbrook Center
Oak Brook, IL

Hawthorn
Vernon Hills , IL

Fox Valley
Aurora, IL

Indiana
Glenbrook Square
Fort Wayne, IN

Lafayette Square
Indianapolis, IN

Southlake
Merrillville, IN

Iowa
Coral Ridge Mall
Coralville, IA

Mall of the Bluffs
Council Bluffs, IA

Crossroads Center
Waterloo, IA

Jordan Creek Town Center
West Des Moines, IA

Kentucky
Mall St. Matthew
Louisville, KY

Oxmoor Center
Louisville, KY

Louisiana
Oakwood Center
Gretna, LA

The Esplanade Mall
Kenner, LA

Pecanland Mall
Monroe, LA

Mall of Louisiana
Baton Rouge, LA

Maine
The Maine Mall
South Portland, ME

Maryland
The Mall in Columbia
Columbia, MD

Lakeforest Mall
Gaithersburg, MD

Arundel Mills
Hanover, MD

Towson Town Center
Towson, MD

White Marsh Mall
Baltimore, MD

Marley Station Mall
Glen Burnie, MD

Massachusetts
Westgate Mall
Brockton, MA

Hanover Mall
Hanover, MA

The Mall at Whitney Field
Leominster, MA

Silver City Galleria
Taunton, MA

Michigan
Genessee Valley Center
Flint, MI

Westland Center
Westland, MI

Briarwood Mall
Ann Arbor, MI

Lansing Mall
Lansing, MI

Southland Center
Taylor, MI

Grand Traverse Mall
Traverse City, MI

Lakeside Mall
Sterling Heights, MI

RiverTown Crossings Mall
Grandville, MI

Minnesota
Southdale Mall
Edina, MN

River Hills Mall
Mankato, MN

Rosedale Center
Roseville, MN

Crossroads Center
St. Cloud, MN

Ridgedale Center
Minnetonka, MN

Apache Mall
Rochester, MN

Mississippi
Northpark Mall
Ridgeland, MS

Missouri
Columbia Mall
Columbia, MO

Jamestown Mall
Florissant, MO

Saint Louis Galleria
St. Louis, MO

St. Louis Mills
Hazelwood, MO

Nebraska
Westroads Mall
Omaha, NE

Oak View Mall
Omaha, NE

Nevada
Meadows Mall
Las Vegas, NV

Fashion Show
Las Vegas, NV

Meadows Mall
Las Vegas, NV

New Hampshire
Fox Run Mall
Newington, NH

New Jersey
Bridgewater Commons
Bridgewater, NJ

Paramus Park
Paramus, NJ

Willowbrook Mall
Wayne, NJ

Woodbridge Center
Woodbridge, NJ

New Mexico
Coronado Mall
Albuquerque, NM

Mesilla Valley Mall
Las Cruces, NM

New York
Fingerlakes Mall
Auburn, NY

Galleria White Plains Mall
White Plains, NY

Staten Island Mall
Staten Island, NY

North Carolina
Concord Mills
Concord, NC

Four Seasons Mall
Greensboro, NC

Greenville Mall
Greenville, NC

Carolina Place
Pineville, NC

The Streets at Southpoint
Durham, NC

Ohio
SouthPark
Strongsville, OH

Beachwood Place
Beachwood, OH

Mall at Fairfield Commons
Beavercreek, OH

Kenwood Towne Centre
Cincinnati, OH

Polaris Fashion Place
Columbus, OH

Dayton Mall
Dayton, OH

Tuttle Crossing Mall
Dublin, OH

Oklahoma
Central Mall Lawton
Lawton, OK

Sooner Mall
Norman, OK

Quail Springs Mall
Oklahoma City, OK

Tulsa Promenade
Tulsa, OK

Shawnee Mall
Shawnee, OK

Oregon
Lloyd Center
Portland, OR

Rogue Valley Mall
Medford, OR

Pennsylvania
Neshaminy Mall
Bensalem, PA

Park City Center
Lancaster, PA

Franklin Mills
Philadelphia, PA

Rhode Island
Providence Place
Providence, RI

South Carolina
Columbiana Centre
Columbia, SC

Tennessee
Opry Mills
Nashville, TN

Texas
Mall of Abilene
Abilene, TX

The Parks at Arlington
Arlington, TX

Highland Mall
Austin, TX

Baybrook Mall
Friendswood, TX

Hulen Mall
Ft. Worth, TX

Grapevine Mills
Grapevine, TX

Deerbrook Mall
Humble, TX

Katy Mills
Katy, TX

Kileen Mall
Killeen, TX

Central Mall Pt. Arthur
Port Arthur, TX

Rivercenter
San Antonio, TX

North Star Mall
San Antonio, TX

First Colony Mall
Sugar Land, TX

Central Mall Texarakana
Texarkana, TX

Stonebriar Centre
Frisco, TX

Town East Mall
Mesquite, TX

Vista Ridge Mall
Lewisville, TX

Willowbrook Mall
Houston, TX

The Woodlands Mall
The Woodlands, TX

Westgate Mall
Amarillo, TX

Brazos Mall
Lake Jackson, TX

Utah
Fashion Place
Murray, UT

Virginia
Landmark Mall
Alexandria, VA

Potomac Mills
Prince William, VA

Lynnhaven Mall
Virginia Beach, VA

Washington
Alderwood Mall
Lynnwood, WA

Wisconsin
Fox River Mall
Appleton, WI

Oakwood Mall
Eau Claire, WI

Southridge Mall
Greendale, WI

Mayfair Mall
Wauwatosa, WI

Want to take advantage of this promo but don’t have a Discover Card? Apply for one here.

This post is from Credit Card Watcher's Credit Card Deals Blog.

Discover Holiday Mall Promo: $20 Gift Card For Every $200 in Spending

]]> http://www.creditcardwatcher.com/discover-holiday-mall-promo-2008/feed/ 0 Study Finds Amex Tops in Customer Satisfaction http://www.creditcardwatcher.com/study-finds-amex-tops-in-customer-satisfaction-2008/ http://www.creditcardwatcher.com/study-finds-amex-tops-in-customer-satisfaction-2008/#comments Thu, 04 Sep 2008 14:13:16 +0000 ccwatcher http://www.creditcardwatcher.com/?p=309 According to JD Power and Associates 2008 Credit Card Satisfaction Study, American Express was rated the highest among credit card issuers for overall customer satisfaction. The poll of more than 7,600 credit card users found that Amex performed well across all five metrics that JD Power measured: interaction, billing and payment process, fees and rates, reward programs and benefits and services.

Discover scored the second highest ratings, also with good marks across the board. In fact, Discover and Amex were the only two issuers to score above the industry average.

Other findings from the report included:

  • Customers who pay their balance in full every month are, as a whole, more satisfied with their credit cards than those who carry a balance and are twice as likely as to remain with their primary credit card issuer.
  • Even though those who pay in full every month are most interested in rewards programs, 72 percent of all cardholders participate in some type of reward program.
  • Hotel stays are the most satisfying type of reward, followed by cash rewards.
  • One quarter of all cardholders don’t know if their card offers them additional benefits and one-third haven’t used any during the past year. Those users have lower satisfaction levels than their better informed counterparts.

Link

This post is from Credit Card Watcher's Credit Card Deals Blog.

Study Finds Amex Tops in Customer Satisfaction

]]> http://www.creditcardwatcher.com/study-finds-amex-tops-in-customer-satisfaction-2008/feed/ 0 Discover More: 5% Bonus at Supermarkets, Restaurants, and Movies October-December 2008 http://www.creditcardwatcher.com/discover-more-5-bonus-at-supermarkets-restaurants-and-movies-october-december-2008/ http://www.creditcardwatcher.com/discover-more-5-bonus-at-supermarkets-restaurants-and-movies-october-december-2008/#comments Wed, 03 Sep 2008 14:19:41 +0000 ccwatcher http://www.creditcardwatcher.com/?p=308 Here’s a friendly reminder: the Discover More categories are set to change again soon. For the coming period of October through December 2008, card holders will receive a 5% cash back bonus on up to $400 of purchases at grocery stores, restaurants, movie theaters and on movie rentals. As usual, you won’t begin to earn the bonus unless you have signed up. You can sign up now at the following link.

This post is from Credit Card Watcher's Credit Card Deals Blog.

Discover More: 5% Bonus at Supermarkets, Restaurants, and Movies October-December 2008

]]> http://www.creditcardwatcher.com/discover-more-5-bonus-at-supermarkets-restaurants-and-movies-october-december-2008/feed/ 0 Free Garmin Nuvi 200 Portable GPS with Discover Approval http://www.creditcardwatcher.com/free-garmin-nuvi-200-portable-gps-with-discover-approval/ http://www.creditcardwatcher.com/free-garmin-nuvi-200-portable-gps-with-discover-approval/#comments Fri, 01 Aug 2008 15:10:30 +0000 ccwatcher http://www.creditcardwatcher.com/?p=298 Get a free Garmin Nuvi 200 Portable GPS Navigator system when you’re approved for a new Miles by Discover card account and make a qualifying purchase or balance transfer. The Nuvi 200 features a 3.5″ display and comes with preloaded maps for the continental U.S., Hawaii, and Puerto Rico. The system currently retails for $150 at Amazon.com.

To take advantage of this offer, visit www.mygpsoffer.com

Edit: I noticed that FW beat me to the punch, in addition to listing a number of other Discover offers:

  • mymp3playeroffer.com: iPod Nano 4GB – $138.54 @Amazon.
  • mygpsoffer.com: Garmin NUVI 200 – $149.99 @Amazon.
  • mydigitaloffers.com: Canon A590 – $153.01 @Amazon.
  • externaldriveoffer.com: WD 500GB My Book External Hard Drive – $95.99 @ Amazon.
  • mydvdplayeroffer.com: Philips portable 9″ DVD player – $159.99 @Amazon.
  • freegolfgiftcard.com: $100 Golf GC – $100
  • mybinocularsoffer.com: Bushnell H20 Binoculars – $75.52 @Amazon.
  • mygrilloffer.com: Weber portable Q-100 gas grill – $139.00 @Amazon.
  • mydigitalcamcorderoffer.com: Flip Ultra Digital Camcorder – $116.29 @Amazon
  • mydigitalframeoffer.com: – $59.99 @Amazon
  • myscanneroffer.com: Canon CanoScan 4400F – $85.71 @Amazon
  • shredderoffers.com: Fellowes Powershred – $46.99 @Amazon
  • myaudiooffers.com: Sandisk Sansa – $49.71 @Amazon

This post is from Credit Card Watcher's Credit Card Deals Blog.

Free Garmin Nuvi 200 Portable GPS with Discover Approval

]]> http://www.creditcardwatcher.com/free-garmin-nuvi-200-portable-gps-with-discover-approval/feed/ 8 Get a $10 Discover GC For Every $100 Spent at Participating Malls http://www.creditcardwatcher.com/get-a-10-discover-gc-for-every-100-spent-at-participating-malls-080/ http://www.creditcardwatcher.com/get-a-10-discover-gc-for-every-100-spent-at-participating-malls-080/#comments Thu, 17 Jul 2008 17:52:36 +0000 ccwatcher http://www.creditcardwatcher.com/?p=293 From August 1 through September 7, 2008, Discover card holders will be able to earn a $10 Discover gift card for every $100 they spend using their Discover Card at any of 45 participating shopping malls nationwide. Earning the gift cards is quite simple–just shop at a participating mall with your Discover Card, then present your original receipts to customer service by September 7, 2008. There is a limit of 5 gift cards that can be earned per account during the promo period and supplies may be limited.

To see the list of participating malls, see this link.

This post is from Credit Card Watcher's Credit Card Deals Blog.

Get a $10 Discover GC For Every $100 Spent at Participating Malls

]]> http://www.creditcardwatcher.com/get-a-10-discover-gc-for-every-100-spent-at-participating-malls-080/feed/ 1 ShopDiscover Delivers More Cash Back http://www.creditcardwatcher.com/shopdiscover-delivers-more-cash-back/ http://www.creditcardwatcher.com/shopdiscover-delivers-more-cash-back/#comments Sun, 06 Jul 2008 14:55:33 +0000 ccwatcher http://www.creditcardwatcher.com/?p=290 ShopDiscover is Discover’s loyalty program that rewards members with cash back rebates for shopping online through its portal. It’s similar to Ebates, FatCash or uPromise–when you visit a participating merchant through ShopDiscover’s links and make a purchase, you’ll earn a percentage of your spend. What is somewhat surprising is that, according to SD, Discover has increased the cash back it is offering so that it is now higher than competing websites for many popular merchants.

For instance, see the table below for a comparison of just a few select retailers:

Merchant  ShopDiscover   Ebates   FatCash 
Dell Home 5% 2% 3%
Best Buy 5% 1% N/A
Circuit City 5% 2% 2%
Office Depot 5% 3% 1%
Hotwire 5% 2% 2%
iTunes 5% 3% 2%
PetSmart 15% 4% 7%

These Cashback Bonus offers are valid for all Discover Cards that offer a Cashback Bonus Rewards program. In addition, you will still earn the rewards you would normally earn for using your Discover card. For more info or to register for the program, see www.shopdiscover.com.

This post is from Credit Card Watcher's Credit Card Deals Blog.

ShopDiscover Delivers More Cash Back

]]> http://www.creditcardwatcher.com/shopdiscover-delivers-more-cash-back/feed/ 1 Order Dollar Coins with Your Credit Card at Face Value with Free Shipping http://www.creditcardwatcher.com/order-dollar-coins-with-your-credit-card-at-face-value-with-free-shipping/ http://www.creditcardwatcher.com/order-dollar-coins-with-your-credit-card-at-face-value-with-free-shipping/#comments Fri, 13 Jun 2008 14:32:26 +0000 ccwatcher http://www.creditcardwatcher.com/?p=283 In an effort to increase circulation of its dollar coins, the US Mint is offering free standard shipping on orders of its Presidential $1 Coins. Customers may order up to 500 of each $1 Presidential Coin and orders may be placed with any major credit card, including Visa, Mastercard, Discover or American Express. To spell out the obvious, this is an opportunity is the ability to purchase a cash equivalent on your credit card at cost, thus earning points or miles for “free.”

Link (via FT)

This post is from Credit Card Watcher's Credit Card Deals Blog.

Order Dollar Coins with Your Credit Card at Face Value with Free Shipping

]]> http://www.creditcardwatcher.com/order-dollar-coins-with-your-credit-card-at-face-value-with-free-shipping/feed/ 0 Discover Business Card: $100 Signup Bonus http://www.creditcardwatcher.com/discover-business-card-100-signup-bonus/ http://www.creditcardwatcher.com/discover-business-card-100-signup-bonus/#comments Tue, 13 May 2008 15:01:56 +0000 ccwatcher http://www.creditcardwatcher.com/?p=274 Discover is offering a $100 signup bonus on its Discover Business Card when you apply now. The card also currently offers a 0% intro APR on both purchases and balance transfers for 12 months with a balance transfer fee of 3% (min $5, max $75).

Unfortunately, the utility of the card’s most unique feature, “PurchaseChecks”, has almost completely vanished. PurchaseChecks, which allow you to write checks to merchants that don’t accept credit cards, are no longer subject to the promotional interest rate, and do not have a grace period.

Link

This post is from Credit Card Watcher's Credit Card Deals Blog.

Discover Business Card: $100 Signup Bonus

]]> http://www.creditcardwatcher.com/discover-business-card-100-signup-bonus/feed/ 0 Discover More Card: $100 Signup Bonus After $500 in Purchases http://www.creditcardwatcher.com/discover-more-card-100-signup-bonus-after-500-in-purchases-080/ http://www.creditcardwatcher.com/discover-more-card-100-signup-bonus-after-500-in-purchases-080/#comments Sun, 13 Apr 2008 15:19:19 +0000 ccwatcher http://www.creditcardwatcher.com/?p=264 Sign up for a Discover More card by July 7, 2008 and receive a $100 cash back bonus after making $500 in purchases in the first three months. The deal also offers a 3.9% APR on balance transfers until January 2012, but carries a 3% balance transfer fee with no cap.

To apply for this offer, visit apply.discovercard.com and use promotion code: DANX. (Via FW).

This post is from Credit Card Watcher's Credit Card Deals Blog.

Discover More Card: $100 Signup Bonus After $500 in Purchases

]]> http://www.creditcardwatcher.com/discover-more-card-100-signup-bonus-after-500-in-purchases-080/feed/ 3 Discover Acquires Diners Club International from Citi http://www.creditcardwatcher.com/discover-acquires-diners-club-international-from-citi/ http://www.creditcardwatcher.com/discover-acquires-diners-club-international-from-citi/#comments Wed, 09 Apr 2008 14:57:57 +0000 ccwatcher http://www.creditcardwatcher.com/?p=263 On Monday, Discover announced that it had reached a deal with Citigroup to purchase Diners Club International for $165 million. This acquisition should eventually result in increased global acceptance of Discover, enabling Discover cardholders to use their cards at international merchants that accept Diners Club. In turn, international Diners Club cardholders would be able to use their Diners Club card at merchants who accept Discover in North America. Discover expects that integration of the networks would take two to three years.

Currently Discover is only accepted in North and Central America, the Carribbean and China, so adding the Diners Club network will significantly expand its global reach and make it a bigger player among upscale consumers and business travelers.

This post is from Credit Card Watcher's Credit Card Deals Blog.

Discover Acquires Diners Club International from Citi

]]> http://www.creditcardwatcher.com/discover-acquires-diners-club-international-from-citi/feed/ 0 Discover More: 5% Cash Back on Home and Fashion Purchases in April thru June http://www.creditcardwatcher.com/discover-more-5-cash-back-on-home-and-fashion-purchases-in-april-thru-june/ http://www.creditcardwatcher.com/discover-more-5-cash-back-on-home-and-fashion-purchases-in-april-thru-june/#comments Tue, 04 Mar 2008 18:16:46 +0000 ccwatcher http://www.creditcardwatcher.com/discover-more-5-cash-back-on-home-and-fashion-purchases-in-april-thru-june/ Discover More cardholders can now sign up for the 5% cash back bonus in April to June. The 5% bonus is available on up to $400 in purchases between April 1 and June 30 at stores in the following categories: department stores, clothing stores, home improvement stores and lawn and garden stores.

Link

This post is from Credit Card Watcher's Credit Card Deals Blog.

Discover More: 5% Cash Back on Home and Fashion Purchases in April thru June

]]> http://www.creditcardwatcher.com/discover-more-5-cash-back-on-home-and-fashion-purchases-in-april-thru-june/feed/ 0 Discover More Card: 5% Cashback Bonus at Restaurants, Florists and More in February http://www.creditcardwatcher.com/discover-more-5-cashback-bonus-at-restaurants-florists-and-more-in-february/ http://www.creditcardwatcher.com/discover-more-5-cashback-bonus-at-restaurants-florists-and-more-in-february/#comments Sun, 27 Jan 2008 18:54:28 +0000 ccwatcher http://www.creditcardwatcher.com/discover-more-5-cashback-bonus-at-restaurants-florists-and-more-in-february/ Discover More cardholders can enjoy a 5% cash back bonus on purchases in February in the following categories:

  • restaurants
  • florists
  • bookstores
  • candy shops
  • pet stores

Purchases that earn this bonus will be limited to $200.

You can sign up for the offer at this link. (Note: Any purchases made in February before signing up will not be eligible for the bonus.)

This post is from Credit Card Watcher's Credit Card Deals Blog.

Discover More Card: 5% Cashback Bonus at Restaurants, Florists and More in February

]]> http://www.creditcardwatcher.com/discover-more-5-cashback-bonus-at-restaurants-florists-and-more-in-february/feed/ 0 Discover More Card: $100 Signup Bonus After $500 in Purchases http://www.creditcardwatcher.com/discover-more-card-100-signup-bonus-after-500-in-purchases/ http://www.creditcardwatcher.com/discover-more-card-100-signup-bonus-after-500-in-purchases/#comments Tue, 08 Jan 2008 04:31:39 +0000 ccwatcher http://www.creditcardwatcher.com/discover-more-card-100-signup-bonus-after-500-in-purchases/ Courtesy of FW, we have this Discover More promo:

Get a $100 CashBack bonus when you’re approved by April 6, 2008 and make $500 in purchases with your card within 3 months.

In addition, there is a balance transfer offer of 3.9% until January 2010, but it carries a balance transfer fee of 3% with a min of $10 and no cap. To apply, visit apply.discovercard.com and use promotion code: DAFM.

This post is from Credit Card Watcher's Credit Card Deals Blog.

Discover More Card: $100 Signup Bonus After $500 in Purchases

]]> http://www.creditcardwatcher.com/discover-more-card-100-signup-bonus-after-500-in-purchases/feed/ 0 The Latest Impacts of the Credit Crunch on Balance Transfer Offers http://www.creditcardwatcher.com/the-latest-impacts-of-the-credit-crunch-on-balance-transfer-offers/ http://www.creditcardwatcher.com/the-latest-impacts-of-the-credit-crunch-on-balance-transfer-offers/#comments Wed, 26 Dec 2007 17:24:40 +0000 ccwatcher http://www.creditcardwatcher.com/the-latest-impacts-of-the-credit-crunch-on-balance-transfer-offers/ In the latest sign that the credit crunch is spreading, the AP reports that the rate of delinquent and defaulting credit card accounts has skyrocketed recently. Credit card companies have been revising their estimates of 2008 write-offs upward due to defaults; for instance, Capital One last month projected at least $4.9 billion of default-related write-offs.

Every issuer has responded in at least some way to mitigate their risks. This is most evident in my survey of offers to new customers. Here are some illustrative examples:

  • Just in the past month, Discover has reduced the intro 0% period for purchases on their consumer cards from 12 months to just 6 months.
  • Despite the decline in the prime rate, Capital One has increased the APR on its consumer cards by half a point, also in the past month.
  • Chase has also been aggressive in systematically reducing its exposure by making its balance transfer offers much less attractive. While Chase’s offers of 12 months at 0% APR used to be plentiful on its affinity cards, the available options have shrunk immensely. In fact, the number of cards that offer an intro 0% APR for 12 months has shrunk from well over 100 a half year ago, to just 7, by my latest count. The max balance transfer fee has also increased on many cards, from $75 to $99.

These changes appear to be working for Chase, as its trust was the one exception in October where delinquencies and defaults both declined. Unfortunately for deal-hunting credit consumers, this may translate into deals being leaner in the times ahead.

For reference, here are the 7 Chase offers that I found still carry a 0% intro APR for 12 months:

On an off-topic note, does anyone else find it oddly coincidental that the only university-related card with 0% for 12 months represents a team playing for the national championship in football?

This post is from Credit Card Watcher's Credit Card Deals Blog.

The Latest Impacts of the Credit Crunch on Balance Transfer Offers

]]> http://www.creditcardwatcher.com/the-latest-impacts-of-the-credit-crunch-on-balance-transfer-offers/feed/ 2 Discover More Card: 5% Cash Back on Groceries in December http://www.creditcardwatcher.com/discover-more-card-5-cash-back-on-groceries-in-december/ http://www.creditcardwatcher.com/discover-more-card-5-cash-back-on-groceries-in-december/#comments Sun, 18 Nov 2007 21:37:26 +0000 ccwatcher http://www.creditcardwatcher.com/discover-more-card-5-cash-back-on-groceries-in-december/ Discover is pushing even harder to capture more of your holiday spending, with another offer for existing Discover More card holders. From FW:

Login into your account and the advertisement is on the front page.

“From December 1, 2007 through December 31, 2007, use your Discover Card to get 5% CashBack Bonus at grocery stores.

Get whatever you need for your holiday celebration and earn 5% CashBack Bonus on $200 in grocery store purchases.

Note that since the offer is for up to $200 in purchases, it only amounts to a max $10 bonus, and that the Discover Miles and the Open Road card are not eligible.

This post is from Credit Card Watcher's Credit Card Deals Blog.

Discover More Card: 5% Cash Back on Groceries in December

]]> http://www.creditcardwatcher.com/discover-more-card-5-cash-back-on-groceries-in-december/feed/ 0