With tuition rates soaring and student loans harder and harder to come by, the last thing today’s college student needs is a mountain of unsecured credit card debt to add to the pile. According to Nellie Mae, a major student loan corporation, the average college senior now carries over $2800 in credit card debt, and two thirds of today’s college graduates come out with over $20,000 in combined student loan and credit card obligations. Add graduate school to that and the numbers double or even triple.
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To mark the beginning of the school year, we have a couple of exclusive new student card offers from Citi. For a limited time through the following links, both the Citi® mtvUTM Platinum Select® Visa® Card for College Students and the Citi® Dividend Platinum Select® Visa® Card for College Students will offer double the normal points and cash back during their first 3 months. This means that college students approved for these offers will receive 10 reward points per dollar at qualifying merchants for the first three months for the mtvU card and 10% cash back on everyday purchases for the Dividend card during the intro period. This offer is valid only for college students who apply by September 30, 2008.
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This is a targetted offer, so unfortunately you’re out of luck if you didn’t receive the e-mail. According to this thread at FW, you might be solicited for this offer if you already have a Citi Student card. Basically, for each person you refer that applies and is approved for a Citi Card for College Students through the link provided in the e-mail, you’ll receive a $100 statement credit, up to a maximum of 5 approved accounts.
Your referrals must apply by October 31, 2006 to qualify.