Personal cards with 0% APR on purchases and balance transfers for 12 months:

• Baylor Alumni Association Visa Card
• Professional Bull Riders Visa Card
• Linux Fund Visa Card

Business cards with 0% on purchases and balance transfers for 6 months:

• Woodforest Visa Business Card
• Cambridge Trust Company Visa Business Card
• M&T Bank Visa Business Card

According to the terms of these cards, in order to qualify for the no fee offer, balance transfers must be performed at the time of the application.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

US Bank No Fee Balance Transfer Offers are Back

A few FW members now report that it is still possible to get a no fee balance transfer promo code with the following steps:

To receive 0% for 12 months with no fee, please use promotional code 45248.

You have two options on the website to find the request form for a balance transfer:

From the “Customer Service” Link at the top of the usbank.com homepage:

1. Scroll down to “Credit Card and Premier Line Account Options.”
2. Click on “Manage Your Credit Card or Premier Line Account.”
3. Choose the appropriate drop-down box for your credit card product (i.e., U.S. Bank, Gymboree Visa, Harley-Davidson Visa, REI Visa, SKYPASS Visa, or WorldPerks Visa).
4. Select Balance Transfer.
5. Click Next.

OR…

When logged into Internet Banking:

1. Click on the “Customer Service Center” link in the left navigation bar.
2. Scroll down to “Credit Card and Premier Line Account Options.”
3. Click on “Manage Your Credit Card or Premier Line Account.”
4. Choose the appropriate drop-down box for your credit card product (i.e., U.S. Bank, Gymboree Visa, Harley-Davidson Visa, REI Visa, SKYPASS Visa, or WorldPerks Visa).
5. Select Balance Transfer
6. Click Next.

To avoid any unnecessary late fees, please be sure to continue to make your regular minimum payment to your other account until you see that the balance transfer has been processed.

It also appears that the fees may be somewhat negotiable, if for example, you applied for a no-fee offer that has already expired. So it seems worthwhile to talk to a customer service rep about this possibility if you are in the market for a US Bank card.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

US Bank: 0% Balance Transfer for 12 Months, No Fees

Details of this offer can be found here. Nearly all of their normal partners are participating which means there are some deals to be had. Some examples:

• BananaRepublic.com: 15% cash back
• Barnes&Noble.com: 12% cash back
• BestBuy.com: 6% cash back
• BlueNile.com: 15% cash back
• CompUSA.com: 9% cash back
• eBay.com: 6% cash back
• Kohls.com: 12% cash back
• MyInks.com: 75% cash back
• NeimanMarcus.com: 12% cash back
• Overstock.com: 15% cash back
• PETCO.com, Petsmart.com: 21% cash back
• Target.com: 9% cash back
• toysrus.com, babiesrus.com: 9% cash back
• Wal-Mart.com: 12% cash back

See the complete list of participating retailers here. (Via SD)

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

US Bank Check Card: Triple Cash Back Bonus Online

• 1% rebate on non-REI purchases
• A full member refund (typically 10%) on eligible REI purchases when you use your REI Visa card. With any other bankcard, your refund is 2% less.
• No annual fee

Note that if you are not already an REI member, there is a one-time membership fee of $15 to join. For more details or to apply, see this link.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

$40 REI Gift Card with REI Visa Signup