Comments on: Discover to Remove Cap on Balance Transfer Fees http://www.creditcardwatcher.com/discover-to-remove-cap-on-balance-transfer-fee/ Keeping an eye on the best credit card offers Tue, 07 Feb 2012 07:43:04 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Mike http://www.creditcardwatcher.com/discover-to-remove-cap-on-balance-transfer-fee/#comment-4015 Mike Thu, 30 Oct 2008 02:14:37 +0000 http://www.creditcardwatcher.com/?p=324#comment-4015 Yes, BOA ACHed my BT $$ into my checking account, so I didn't pay a dime. Chase will do this for you as well. Looking at the times that these messages were posted, you must be located on the west coast.It's 10:14pm here in Bethesda, MD. Yes, BOA ACHed my BT $$ into my checking account, so I didn’t pay a dime. Chase will do this for you as well.
Looking at the times that these messages were posted, you must be located on the west coast.It’s 10:14pm here in Bethesda, MD.

]]> By: ccwatcher http://www.creditcardwatcher.com/discover-to-remove-cap-on-balance-transfer-fee/#comment-4014 ccwatcher Thu, 30 Oct 2008 01:27:11 +0000 http://www.creditcardwatcher.com/?p=324#comment-4014 Mike, You're right about the USAir card being the only 0% no BT fee airline card. I only was trying to say that the other airline cards also have no fees on their balance transfers, though as you point out, they do carry a 1.9% APR. Also, unless they've changed their policies very recently, BOA allows you to ACH your BT money directly into your checking account, so it won't be subject to the uncapped 3% fee. It would probably would be wise to do it over the phone with a rep to confirm this, if you decide to try. Mike, You’re right about the USAir card being the only 0% no BT fee airline card. I only was trying to say that the other airline cards also have no fees on their balance transfers, though as you point out, they do carry a 1.9% APR.

Also, unless they’ve changed their policies very recently, BOA allows you to ACH your BT money directly into your checking account, so it won’t be subject to the uncapped 3% fee. It would probably would be wise to do it over the phone with a rep to confirm this, if you decide to try.

]]> By: Mike http://www.creditcardwatcher.com/discover-to-remove-cap-on-balance-transfer-fee/#comment-4013 Mike Thu, 30 Oct 2008 01:05:06 +0000 http://www.creditcardwatcher.com/?p=324#comment-4013 Okay, I checked your directory.Their USAIR card is 0% with no fee, but there's an uncapped 3% fee for check cash advances and direct deposits, and that would apply to me. I've never actually transferred a balance; I just let the $$ sit in the bank and draw interest, and pay off the card when the 0% offer ends. Okay, I checked your directory.Their USAIR card is 0% with no fee, but there’s an uncapped 3% fee for check cash advances and direct deposits, and that would apply to me. I’ve never actually transferred a balance; I just let the $$ sit in the bank and draw interest, and pay off the card when the 0% offer ends.

]]> By: Mike http://www.creditcardwatcher.com/discover-to-remove-cap-on-balance-transfer-fee/#comment-4012 Mike Thu, 30 Oct 2008 00:50:18 +0000 http://www.creditcardwatcher.com/?p=324#comment-4012 Are you sure about that? I'm 52, so my student days ended 30 years ago, but their only 0% card with a capped fee that I'm aware of is their NEA card, which I found out about and applied for right here at your website.Their Pet Rewards card used to have no BT fee at all, but now it's 3% uncapped.As I recall, their no BT fee airline cards aren't 0%, they're 1.9%. Best Regards, Mike Are you sure about that? I’m 52, so my student days ended 30 years ago, but their only 0% card with a capped fee that I’m aware of is their NEA card, which I found out about and applied for right here at your website.Their Pet Rewards card used to have no BT fee at all, but now it’s 3% uncapped.As I recall, their no BT fee airline cards aren’t 0%, they’re 1.9%.
Best Regards,
Mike

]]> By: ccwatcher http://www.creditcardwatcher.com/discover-to-remove-cap-on-balance-transfer-fee/#comment-4011 ccwatcher Wed, 29 Oct 2008 17:46:57 +0000 http://www.creditcardwatcher.com/?p=324#comment-4011 Mike, actually there are still a number of Bank of America cards that have either no fee or a capped fee. Several of their airline/auto affinity cards still have no BT fee. Their student cards also are currently capped at $75. Mike, actually there are still a number of Bank of America cards that have either no fee or a capped fee. Several of their airline/auto affinity cards still have no BT fee. Their student cards also are currently capped at $75.

]]> By: Mike http://www.creditcardwatcher.com/discover-to-remove-cap-on-balance-transfer-fee/#comment-4010 Mike Wed, 29 Oct 2008 16:47:33 +0000 http://www.creditcardwatcher.com/?p=324#comment-4010 I would add BOA to that list as well. There's only 1 BOA card that I am aware of which has a capped BT fee. I would add BOA to that list as well. There’s only 1 BOA card that I am aware of which has a capped BT fee.

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