This offer is for a University of Iowa Alumni Association-affiliated credit card, though there appear to be no restrictions as to who is eligible to apply. From FW:
Apply for the Iowa Rewards credit card and receive 25,000 points! after qualifying transaction(s)
If you don’t carry a UI credit card or have a non-rewards UI card, you can apply at 1-866-438-6262 (be sure to mention priority code FABHTN if you’d like the Tigerhawk card or FABHPD if you’d like to receive the card featuring the Old Capitol.)
In order to receive your 25,000 points, you need to either spend or balance transfer at least $250. 25,000 points are exchangeable for $250 in cash, an airline ticket, or other rewards. The card also offers 0% balance transfers for 12 months, with a 3% uncapped balance transfer fee.
The offer is located here.
From now until August 16, 2007, when you apply for a Choice Privileges Visa and make purchases of at least $150 within 75 days of opening your account, you’ll receive enough points for two nights at over 1,000 Choice Hotel properties. Properties include Comfort Inn, Comfort Suites, Quality Inn, Sleep Inn, Clarion, MainStay Suites, or Suburban Extended Stay locations in North America.
“Offering not the usual one, but instead two free nights, is a stand-out offer that will really appeal to current and potential guests,” said Bill Carlson, senior vice president, consumer revenue growth for Choice Hotels.
Note that the promotion is for 16,000 bonus points, which may not be enough for two nights at all Choice hotels. For more information, visit this link.
This page has application links to the Bank of America Platinum Plus Visa and Platinum Plus MasterCard with 0% on purchases and balance transfers for 12 months and no balance transfer fees. Via FW.
Note: Be sure to check the latest balance transfer offers from all credit card issuers by using the offers database at this link. You can also browse the directory of card deals here.
Bank of America continues its Museums On Us™ program this year, expanding the number of participating museums from 56 to 85. When you present your photo ID and a Bank of America credit card, ATM card, check card or MBNA credit card, you’ll receive free admission for yourself and a guest to participating museums during the month of May.
To see the full list of museums, visit http://www.bankofamericapromotions.com/museums/.
Don’t believe everything you read in print. Or, in this case, on Bank of America’s web site. This recent post on FW recounts the problem. Essentially, several people have reported that although their credit card’s terms and conditions state that there should be no fee for balance transfers, they have been charged 3% with no cap. In particular, this seems to be a problem with the BofA Money Return Visa. Here’s the relevant text in question:
Transaction fee for Balance Transfers and Cash Advance Checks: None of each such cash advance (minimum $0 ).
This does nothing to suggest that the fee is actually 3% with no cap; while awkward, it does seem to suggest that there should be no fee. Compare this language to that on cards which do charge 3% with no fee (for example, the WorldPoints Platinum Plus MasterCard):
Transaction fee for Balance Transfers and Cash Advance Checks: 3% of each such cash advance (minimum $10).
To me, it seems more than reasonable to assume that the first card has no fee. Yet the reality is different. The awkward wording for the first card does suggest the possibility that some improper updating of the T&C’s is involved. However, that language has been used on their web site for at least a few months.
Given the potential ambiguity, you would hope that BofA would at least honor the no fee terms for customers who were honestly misled. It wouldn’t hurt to change the terms on their web site, either.
Courtesy of FW, we have this find. The Bank of America MLB™ Extra Bases™ Credit Card is a card for baseball lovers. It earns you points towards baseball memorabilia and rewards, as well as some travel and cash rewards. With the special signup offer, you also receive:
- An official MLB licensed jersey after your first qualifying transaction
- An Apple iPod nano by making any combination of purchase or cash advance transactions (balance transfers included) totaling $2,000
- Intro 0% APR for Cash Advance Checks and Balance Transfers through your first twelve billing cycles. (subject to a 3% transaction fee, no less than $10)
More information about this offer can be found here.
Edit 7/26/2007: The previous offer with the iPod nano is no longer available. For details of the current offer, please see this page.
According to CardTrak, Carlson Hotels Worldwide and Bank of America have just launched a new affinity card, allowing cardholders to earn 2,000 bonus points for each stay at a Carlson hotel. The standard rate of earning is 3 points per dollar spent. These points can be redeemed for free hotel nights, which start at 15,000 points per night, or airline miles, merchandise and gift cards.
If you make your first purchase before July 31, 2006, you’ll earn a bonus of 20,000 points. If you wait until August 1, 2006 or later to make your first purchase, your bonus is 10,000 points. For further details, see http://www.goldpointsplus.com/.
According to a few reports, including this one, Bank of America will be phasing out the 1.5% and 2% cash back redemption tiers on its Power Rewards Visa card:
I just called the Power Rewards Center at 1-888-434-2232, and they told me they will indeed be phasing out BOTH the 30,000 point reward (for $450 statement credit, 1.5% cash back), and the 50,000 point reward (for $1,000 statement credit, 2% cash back). She did not know when the phase out will occur, which is disappointing because I specifically asked her, “so, possibly by the end of this year?” She did not know.
Anyway, she said the highest cash back reward would be 20,000 points for a $200 statement credit, only 1% cash back.
This is a real shame, as this used to be a great card for big spenders, where a true 2% cash back was possible. Then again, that it was such a great deal probably spelled its demise. It also underscores the recurring problem with points based programs–that they can be devalued at any time.
Current cardholders would be well advised to get to one of the higher tiers and cash out while the 1.5% and 2% redemption tiers are still available. Currently these redemption options are only available by calling a CSR.
Open a new Bank of America small business credit card account online by June 16, 2006 and you’ll receive a $50 gift check in about 50 days after approval.
The link to this offer is here. Credit for this find goes to FT.
When you apply for a Bank of America or MBNA credit card online between now and July 28, 2006, you’ll have the opportunity to enter into a drawing to choose from one of four vacation packages:
- America’s Cup Racing Experience
6-day/5-night adventure for two in St. Maarten, including air, hotel and a half-day sail on a former America’s Cup boat
- Viva Las Vegas
6-day/5-night New Year’s Eve celebration for two in Las Vegas, including air, accommodations, $5,000 spending money and more.
- Sandals Resort Getaway
7-day/6-night getaway for two to any Sandals Signature All-Inclusive Resort, including air, a 50-minute couples massage and more.
- Greek Island Cruise Experience
8-day/7-night charter for two in the Greek Islands, including air, cabin accommodations, exclusive use of yacht and more.
You’ll also be entered in an instant win game where 1,000 Canon PowerShot A530 Digital Cameras and 1,000 Travel World Clock/Calculators will be given away.
For more information, see the official rules.