Category Archives: Discover

Discover More Card: 0% for 12 Months, No Balance Transfer Fees is Back

Discover More: 0% for 12 Months, No Balance Transfer FeesFor a limited time, Discover has brought back a popular promo: get 0% APR on both purchases and balance transfers for 12 months with no balance transfer fees.

As usual, the card also offers up to 5% cash back in categories that rotate quarterly and comes with no annual fee.

Update 3/1: This offer has expired.

However, the Slate from Chase card, with 0% for 15 months with no balance transfer fees, is still valid.

For more info or to apply, see this link:
DiscoverĀ® More Card – $0 Balance Transfer Fee

Cash Back Bonus Calendar 2012

2012 Credit Card Cash Back Bonus CalendarFor the most part, Chase Freedom, Discover More and Citi Dividend have released details of the 5% rotating bonuses that they will be offering in 2012. If you have one of these cards, you can already sign up for your first quarter bonus program. The chart below summarizes the quarterly bonuses available for each of these cards and should give you an idea of how to maximize your cash back.
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Discover Card: Earn Double Cashback at

2% Cash back at Amazon using your Discover CardThrough the end of 2011, Discover cardmembers will automatically earn double cash back (2%) on up to $250 in purchases each month at Discover cardmembers who have a Miles by Discover or Escape card will earn double miles. There is no need to sign up for this promotion–cardmembers can simply use their Discover cards to start earning their extra rewards.

In addition, starting today Discover cardmembers can also use their Cashback Bonus to pay for their purchases by linking their card to their account. Since you’re only getting a 1:1 ratio of Cashback Bonus dollars to dollars, however, it isn’t the best redemption value. (Other gift cards offer a better exchange rate.) It does, however, offer a way to liquidate lower Cashback Bonus amounts, as there is no minimum redemption amount required when applying your Cashback towards an purchase.

Discover Personal Payments: Send Cash, Earn Rewards

Discover Card

The personal payments space has been heating up lately, with Visa announcing its Personal Payments system, Amex rolling out its digital payment and commerce platform called Serve, and MasterCard also forming its plans for its own personal payments offering.

Not to be left behind, Discover has partnered with PayPal to establish its own payments system dubbed Discover Money Messenger. Discover Money Messenger allows Discover Card holders to send money to nearly anyone for free, and earn rewards on the money sent at the same time.
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Discover More Card: 0% on Balance Transfers for 12 Months with No Balance Transfer Fees

In addition to its 24 month 0% balance transfer offer, the Discover More card has another limited-time promo which may be more attractive: an intro 0% APR on both balance transfers and purchases for 12 months with no balance transfer fees. As usual, the Discover More card has no annual fee and earns 5% cashback in categories that rotate every quarter.

This promotion is only available through February 28, 2011.


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