Category Archives: MasterCard

Barnes & Noble: Get $10 Off Toys & Games Purchase of $19.95 or More When You Use Your MasterCard

Barnes & Noble: Get $10 Off Toys & Games with Your MasterCardThrough December 15, Barnes & Noble is offering a $10 discount off your Toys & Games purchase of at least $19.95 when you use your MasterCard. This offer is valid in-store when you present this coupon or online at using code MCTOYGAME.

Your total Toys & Games merchandise must be at least $19.95 before taxes and shipping and handling charges, but after all other eligible discounts are applied. This offer excludes LEGO Architecture Studio, LEGO Mindstorms EV3, VTech Innopad Interactive Learning Tablet and LeapFrog LeapPad Ultra Kids’ Learning Tablet.

Barnes & Noble MasterCard application

Credit Card Checkout Fees of Up to 4% Now Allowed in 40 States

Visa, MasterCard Checkout FeesAs of Sunday, merchants are now allowed to charge up to an extra 4% when you use a Visa or MasterCard credit card to pay for your purchase. This change comes as part of a settlement reached last year between merchants and Visa and MasterCard over the fixing of credit card and debit card fees. The fee is supposed to represent the extra cost incurred by the merchant for processing the credit card transaction, which is typically between 1.5 and 3.5%. Under the settlement agreement, this “checkout fee” is capped at 4%.
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Visa, MasterCard Agree to $7 Billion Swipe Fee Settlement

Visa, MasterCard SettlementVisa, MasterCard and banks that issue their credit cards have agreed to pay $7.3 billion to some 7 million U.S. merchants in a lawsuit over the fixing of credit card and debit card fees. The settlement, which includes $6.05 billion in payments for past damages and a temporary reduction in fees valued at $1.2 billion, is believed to be the largest antitrust settlement in U.S. history.
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MasterCard Marketplace Holiday Overwhelming Offers

MasterCard announced today that it would be expanding its Overwhelming Offers program on its online shopping portal, MasterCard MarketPlace. Every day from now through December 24, 2010, excluding Thanksgiving, MasterCard will launch offers at 1pm EST providing cardholders the opportunity to earn savings of 50% or more off on purchases from brand-name merchants such as Barnes & Nobles or Toys “R” Us. For instance, today’s deal offers a $50 statement credit for making a purchase of at least $100 at PETCO. Deals are offered on a first-come first-basis, are limited in quantity and registration on MasterCard’s site is required.

For more details or to see current and past deals offered, see

Bryant State Bank Credit Card: 3.25% on Balance Transfers for 6 Months, No BT Fee

The Bryant State Bank MasterCard offers an introductory 3.25% APR on balance transfers for 6 months with no balance transfer fees; after the intro period expires, the everyday interest rate is a relatively reasonable 11.25%. Some quick simple math shows that the 3.25% intro BT for 6 months with no fees is a better deal than, say, a 0% BT for 6 months with a 3% uncapped fee.

This is not a rewards card, and it does carry a $20 annual fee. However, one other “feature” that may make this card more attractive to some is that the issuer claims only a “fair” credit score is required for acceptance.


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