Review and Apply for Low Interest Credit Cards

The new Discover it card is out to change the way people think about credit cards.
Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Plus a Cashback Concierge^SM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
Flexible…Choose your own due date and pay up to midnight ET online or by phone.
Human…talk to a real person any time with 100% U.S.-based service.
0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Intro APR for 18 months on balance transfers. 0% Intro APR for 6 months on purchases.	10.99% - 22.99% (V)*	$0	Excellent Credit

U.S. Bank FlexPerks® Travel Rewards Visa Signature® card

Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days
Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees
Earn one FlexPoint for every $1 of eligible net purchases charged to your card
Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
Earn Triple FlexPoints for your charitable donations
$0 Annual Fee* the first year, after that $49*
Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel

Intro APR	Regular APR	Annual Fee	Credit Needed
See Terms*	13.99%-23.99% (Variable)	$0 1st year, then $49	Excellent Credit

Citi Simplicity® Card
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. No late fees - EVER No penalty rate - EVER No annual fee - EVER Save time when you call with fast, personal help, 24 hours a day.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases*	12.99% - 21.99%* (Variable)	$0*	Excellent Credit

Iberiabank Visa® Select Card

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Intro APR on Balance Transfers of 1.99% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information
Low Annual Fee of $35.00

Intro APR	Regular APR	Annual Fee	Credit Needed
See Terms*	7.50%, 9.50%, or 11.50%	$35	Excellent Credit

Iberiabank Visa® Classic Card
	No annual membership fee Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Online access to credit card account information

Intro APR	Regular APR	Annual Fee	Credit Needed
Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of account open date.	7.25%, 10.25%, or 13.25%	$0	Excellent Credit

Citi Simplicity® Card
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. No late fees - EVER No penalty rate - EVER No annual fee - EVER Save time when you call with fast, personal help, 24 hours a day.

Intro APR	Regular APR	Annual Fee	Credit Needed
See Terms*	12.99% - 21.99%* (Variable)	$0*	Excellent Credit

Iberiabank Visa® Platinum Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
Turn your points into hotel, gift, or experience rewards
Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
Online access to credit card account information

Intro APR	Regular APR	Annual Fee	Credit Needed
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.	9.25%, 12.25%, or 15.25%	$0	Excellent Credit

U.S. Bank Visa® Platinum Card

0% Intro APR* on purchases and balance transfers for 15 billing cycles
No annual fee*
Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
$0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
Online account management and account alerts

Intro APR	Regular APR	Annual Fee	Credit Needed
See Terms*	9.99%-23.99% (Variable)	$0	Excellent Credit

Iberiabank Visa® Gold Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information

Intro APR	Regular APR	Annual Fee	Credit Needed
Introductory APR 6 billing cycles from the date of the balance transfer check. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.	9.25%, 12.25%, or 15.25%	$0	Excellent Credit

Barclaycard® Ring MasterCard®

A low 8% variable APR on balance transfers and purchases
No Annual Fees
No Balance Transfer Fees - start saving immediately!
Choose your card benefits and features
Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
Learn more about personal finance from Barclaycard and other members

Intro APR	Regular APR	Annual Fee	Credit Needed
No introductory rate offer available	8.00% (Variable)	$0	Excellent Credit

Citi ThankYou® Card

Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
Earn 1 ThankYou Point for every $1 you spend on purchases.
Enjoy no limit on the number of points you can earn
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
Travel with ease and enjoy global acceptance with Chip Technology
No annual fee*

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Intro APR on Balance Transfers and Purchases for 15 months	12.99%-22.99%* (Variable)	$0*	Excellent Credit

Barclaycard Arrival World MasterCard — $89 Annual Fee Card

Earn 40,000 bonus miles if you make $1,000 or more in purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next trip!
0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
Earn 2X miles on all purchases
No mileage caps and no foreign transaction fees
Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
Complimentary subscription to TripIt Pro mobile travel organizer — a $49 annual value!

Intro APR	Regular APR	Annual Fee	Credit Needed
0% intro APR on purchases for 12 months	14.99%-18.99% (Variable)	$89, waived for 1st year	Excellent Credit

Citi® Diamond Preferred® Card

Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
Let our 24/7 concierge service help book your hotel rooms, flights and more.
Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
$0 liability on unauthorized purchases and Citi® Identity Theft Solutions
No annual fee*

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases*	11.99%-21.99%* (Variable)	$0*	Excellent Credit

NFL Extra Points Credit Card

All 32 teams and NFL Shield card available
0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
No cap on points earned and points never expire
Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
20% off every purchase at NFLShop.com - that's $20 off every $100 you spend

Intro APR	Regular APR	Annual Fee	Credit Needed
See Terms*	13.74% - 22.74% (Variable)	$0	Excellent Credit

Barclaycard Arrival World MasterCard — No Annual Fee Card

Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
Earn 2X miles on travel and dining purchases and 1X miles on all other purchases
No mileage caps and no foreign transaction fees
Get 10% miles back when you redeem for travel (e.g. redeem 25,000 miles for travel and get 2,500 miles back)
Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
Complimentary subscription to TripIt Pro mobile travel organizer — a $49 annual value!

Intro APR	Regular APR	Annual Fee	Credit Needed
0% intro APR on purchases for 12 months	14.99%-18.99% (Variable)	$0	Excellent Credit

Citi® Hilton HHonors^TM Visa Signature® Card
	Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening* Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.* Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations* Earn 2 HHonors Bonus Points for each $1 spent on all other purchases* No annual fee.*

Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	14.24% or 16.24%* (Variable)	None	Excellent Credit

Citi® Dividend Platinum Select® Visa® Card

$100 cash back after $500 in purchases within the first 3 months of account opening
0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
Enroll at no additional cost each quarter for new categories that earn additional cash back
Full 1% cash back on all other purchases and eligible cash advances.
No Annual Fee*

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Intro APR for 12 months on Balance Transfers and Purchases*	12.99%-22.99%* (Variable)	$0*	Excellent Credit

Barclaycard® Rewards MasterCard® - Excellent Credit

Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months
0% Introductory APR for 12 months on purchases
No annual fee
Earn 2 points per $1 on gas, grocery, and utility purchases
Earn 1 points per $1 everywhere else
Use the points you earn like cash to pay for almost any purchases you've made.
No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts

Intro APR	Regular APR	Annual Fee	Credit Needed
See Terms*	14.99%-24.99% (Variable)	$0	Excellent Credit

1-2-3 REWARDS® Visa® Card

Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers
Earn free groceries faster at Kroger, King Soopers, Dillons Smith's, Fry's and QFC
3 points per $1 spent on Kroger family of brand products
2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)
1 point per $1 spent anywhere Visa Cards are accepted
Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter
0% intro APR* for 9 billing cycles on purchases and balance transfers
$0 annual fee*

Intro APR	Regular APR	Annual Fee	Credit Needed
See Terms*	13.99%-23.99% (Variable)	$0	Excellent Credit

Citi ThankYou® Preferred Rewards Card

Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
Earn 1 ThankYou Point for every $1 you spend on all purchases
No expiration and no limit on the points you can earn
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
Travel with ease and enjoy global acceptance with Chip Technology
No annual fee*

Intro APR	Regular APR	Annual Fee	Credit Needed
0%* for 12 months on Purchases and Balance Transfers	12.99%-22.99%* (Variable)	$0*	Excellent Credit

Discover it®

The new Discover it card is out to change the way people think about credit cards.
Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Plus a Cashback Concierge^SM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
Flexible…Choose your own due date and pay up to midnight ET online or by phone.
Human…talk to a real person any time with 100% U.S.-based service.
Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% intro APR on purchases and balance transfers for 14 months.	10.99% - 22.99% (V)*	$0	Excellent Credit

*See the online credit card applications for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

This site has financial relationships with some of the cards mentioned here and may be compensated if consumers choose to apply for these links in the content and ultimately sign up with them.

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Review and Apply for Low Interest Credit Cards

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