The Best Gas Credit Cards

After conducting a comprehensive survey of credit cards, we've compiled a list of the most rewarding gas rebate credit cards currently available on the market. Enjoy!

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Star - indicates an Editor's Pick.

Card Gas Rebate Tiered? Other Rebate Rebate Cap Credit Method
Blue Cash Everyday® Card from American Express 2% Yes 1%-3% None Annual credit
Clark Platinum Edition MasterCard Up to 4%* Yes 1% 5,000 points/month on Clark purchases; no rebate limit on other purchases Request credit every $25 (2,500 points)
Gulf Platinum Mastercard 3% at Gulf stations No 1% None Statement credit every time at least $20 is accumulated
Hess Visa Platinum 3% on up to $400 in purchases at Hess each billing cycle; 0.25% at non-Hess gas stations No 1% Max rebate earned at 3% is $12 per billing cycle. Automatic credit against future Hess purchases once you reach $25 in rebates
PenFed Platinum Cash Rewards Visa® Card 5% (with the Plus card) No 0.25% None Monthly statement credit
PenFed Platinum Rewards Visa Signature® Card 5 points/$1 spent No 1%-3% None Redeem points for gift cards or other rewards. Each point is worth slightly less than 1 cent towards a gift card.
Phillips 66 Conoco 76 Mastercard 5 cents/gallon at Phillips 66, Conoco and 76 stations Yes N/A Must purchase at least 45 gallons of gas in a billing cycle to earn rebate. Rebate capped at 110 gallons per billing cycle. Automatically credited to your monthly billing statement
Shell Mastercard Up to 20 cents/gallon on Shell gas Yes N/A Rebate capped to first 100 gallons of gas purchased per billing cycle Automatic statement credit
SimplyCash Business Card from American Express OPEN 3% on gas purchases of up to $12,000 per year; 1% thereafter No 1%-5% None Automatic monthly credit
Sinclair Oil Platinum Edition Visa Card 8% for 2 billing cycles on Sinclair purchases; 4% afterwards No Up to 1.25% 4% rebate limited to first $7,500 of Sinclair gas purchases per year; after that, you'll earn 1% for Visa Platinum or 1.25% for Visa Signature cards, whichever is issued Rewards are redeemable in 2,500 point increments. For each 2,500 points you earn and if your Account is then in good standing, you are eligible to receive a reward in the amount of $25 in the form of a check, a rebate credit applied to your Account or a deposit made to any checking or savings account at a U.S. financial institution of your choice
Speedway SuperAmerica Credit Card 40 points/$1 No 10 points/$1 None See

Other notes

  • Unless otherwise noted, none of the cards have an annual fee
  • The credit cards associated with a particular of gas brand only offer rebates when their cards are used at their own stations

Editor's Recommendations

When selecting a card, we prefer those that do not limit our rebate to a specific brand of gas. The majority of the brand-specific gas credit cards in fact do not issue rebates at all when used at a competing brand's gas station.

With that in mind, a few cards do stand out:

  • Pentagon Federal Visa Platinum Cash Rewards Card - Our top pick in this category, it earns a flat 5% rebate on all gas purchases with no limit. In addition, it earns a 2% rebate at supermarkets and a 1% rebate on everything else. For frequent travelers it also offers a nice perk -- no foreign transaction fees. The only caveat is that this card does require Pentagon Federal credit union membership, but that can be easily obtained by anyone.
  • Blue Cash from Amex - Larger spenders may prefer the Blue Cash from Amex. Once you reach $6,500 in annual spending, you'll earn a 5% rebate not only at gas stations, but drugstores and supermarkets as well.