The Best Gas Credit Cards
After conducting a comprehensive survey of credit cards, we've compiled a list of the most rewarding gas rebate credit cards currently available on the market. Enjoy!
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- indicates an Editor's Pick.
| Card | Gas Rebate | Tiered? | Other Rebate | Rebate Cap | Credit Method |
|---|---|---|---|---|---|
| Blue Cash Everyday® Card from American Express | 2% | Yes | 1%-3%
|
None | Annual credit |
| Clark Platinum Edition MasterCard | Up to 4%*
|
Yes | 1% | 5,000 points/month on Clark purchases; no rebate limit on other purchases | Request credit every $25 (2,500 points) |
| Gulf Platinum Mastercard | 3% at Gulf stations | No | 1%
|
None | Statement credit every time at least $20 is accumulated |
| Hess Visa Platinum | 3% on up to $400 in purchases at Hess each billing cycle; 0.25% at non-Hess gas stations | No | 1% | Max rebate earned at 3% is $12 per billing cycle. | Automatic credit against future Hess purchases once you reach $25 in rebates |
| PenFed Platinum Cash Rewards Visa® Card | 5% (with the Plus card) | No | 0.25% | None | Monthly statement credit |
| PenFed Platinum Rewards Visa Signature® Card | 5 points/$1 spent | No | 1%-3%
|
None | Redeem points for gift cards or other rewards. Each point is worth slightly less than 1 cent towards a gift card. |
| Phillips 66 Conoco 76 Mastercard | 5 cents/gallon at Phillips 66, Conoco and 76 stations | Yes | N/A | Must purchase at least 45 gallons of gas in a billing cycle to earn rebate. Rebate capped at 110 gallons per billing cycle. | Automatically credited to your monthly billing statement |
| Shell Mastercard | Up to 20 cents/gallon on Shell gas
|
Yes | N/A | Rebate capped to first 100 gallons of gas purchased per billing cycle | Automatic statement credit |
| SimplyCash Business Card from American Express OPEN | 3% on gas purchases of up to $12,000 per year; 1% thereafter | No | 1%-5%
|
None | Automatic monthly credit |
| Sinclair Oil Platinum Edition Visa Card | 8% for 2 billing cycles on Sinclair purchases; 4% afterwards | No | Up to 1.25% | 4% rebate limited to first $7,500 of Sinclair gas purchases per year; after that, you'll earn 1% for Visa Platinum or 1.25% for Visa Signature cards, whichever is issued | Rewards are redeemable in 2,500 point increments. For each 2,500 points you earn and if your Account is then in good standing, you are eligible to receive a reward in the amount of $25 in the form of a check, a rebate credit applied to your Account or a deposit made to any checking or savings account at a U.S. financial institution of your choice |
| Speedway SuperAmerica Credit Card | 40 points/$1 | No | 10 points/$1 | None | See www.speedyrewards.com |
Other notes
- Unless otherwise noted, none of the cards have an annual fee
- The credit cards associated with a particular of gas brand only offer rebates when their cards are used at their own stations
Editor's Recommendations
When selecting a card, we prefer those that do not limit our rebate to a specific brand of gas. The majority of the brand-specific gas credit cards in fact do not issue rebates at all when used at a competing brand's gas station.
With that in mind, a few cards do stand out:
- Pentagon Federal Visa Platinum Cash Rewards Card - Our top pick in this category, it earns a flat 5% rebate on all gas purchases with no limit. In addition, it earns a 2% rebate at supermarkets and a 1% rebate on everything else. For frequent travelers it also offers a nice perk -- no foreign transaction fees. The only caveat is that this card does require Pentagon Federal credit union membership, but that can be easily obtained by anyone.
- Blue Cash from Amex - Larger spenders may prefer the Blue Cash from Amex. Once you reach $6,500 in annual spending, you'll earn a 5% rebate not only at gas stations, but drugstores and supermarkets as well.