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Archive for the 'Credit Report' Category
FICO 08: The Next Generation in Credit Scoring
Monday, January 7th, 2008In an effort to more accurately assess the credit risk of borrowers, Fair Isaac is making further tweaks to its formula for credit scoring. The Wall Street Journal and MSNMoney have recently reported on some of the changes in the pipeline. Highlights of the new scoring model, called FICO 08, include:
Eliminating the benefits […]
MyFICO 25% Off Promo Code
Wednesday, November 14th, 2007If you need your true FICO score and/or report, myfico.com has a coupon currently valid for 25% off your order: HOLIDAY25. This offer is valid until November 30, 2007. (via SD)
Note that if you are only interested in looking at your report (and don’t need the score), you’re entitled to one free […]
Credit Agencies to Offer File Freeze Universally
Saturday, October 6th, 2007Freezing your credit report should soon become an option for security-minded consumers in all 50 states. A couple of weeks ago, TransUnion reported that it would allow consumers to freeze and thaw their credit files as a means to prevent identity theft. Yesterday, Experian followed suit by announcing they would also offer such a […]
Credit Scoring Myth: Closing Accounts Will Hurt Your Score
Monday, July 9th, 2007I’m not sure how or when this idea spread, but at some point in the personal finance online world, it became a generally accepted fact that you should never close a credit card account because it will hurt your credit score. I’ve seen this idea pop up in numerous online forums and in the […]
Free TransUnion Credit Monitoring, Credit Scores and ID Theft Insurance For 1 Year
Thursday, May 3rd, 2007Ripped from SD:
Go to www.truecredit.com/code
enter code CNAA DHSC WHXB YWDB
Log in if you have an existing TrueCredit account or create a new one
The code expires May 4, 2007 and entitles you to:
Unlimited TransUnion Report and Score*
1 year of TransUnion Credit Monitoring
1 year of Identity Theft Insurance*
See www.truecredit.com for more details.
Edit: It looks like this […]
Exploiting a Credit Scoring Loophole for Profit
Monday, April 9th, 2007With so much at stake in credit scoring these days, it’s not surprising that people are looking to game the system for profit. This article describes a new practice to boost your credit score that is being promoted by many Internet-based companies. The technique is quite simple, and I imagine it’s quite effective, […]
