Review and Apply for Credit Cards for People with Bad Credit
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First Option Visa®
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- Get a REAL Visa® Credit Card!
- Up to $5,000.00 Secured Line of Credit!!
- Be Approved Regardless of Credit History or Income!!!
- Guaranteed Approval!
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| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
19.5% |
$59 |
Bad Credit OK* |
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Orchard Bank Classic MasterCards
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- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
7.90% - 24.90% |
See Terms* |
Bad Credit OK* |
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Orchard Bank Classic MasterCards
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- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
7.90% - 24.90% |
See Terms* |
Bad Credit OK* |
| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
19.5% |
$59 |
Bad Credit OK* |
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Orchard Bank Visa Cards
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- Acceptance at millions of locations including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
7.90% - 24.90% |
See Terms* |
Bad Credit OK* |
| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
19.5% |
$59 |
Bad Credit OK* |
| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
19.5% |
$59 |
Bad Credit OK* |
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Orchard Bank Classic MasterCards
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- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
7.90% - 24.90% |
See Terms* |
Bad Credit OK* |
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Fingerhut Credit® Account
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- Get the things you want at low monthly payments with Fingerhut Credit!
- Why Fingerhut Credit?
- No down payments, no layaway, no surprises
- Affordable monthly payments
- We often say "Yes!" when others say "No".
- The Fingerhut Credit Account is offered to US residents by MetaBank, a federally chartered savings association and FDIC member located in Sioux Falls, SD, who determines eligibility and qualifications for the terms of credit.
- *If you apply and are accepted for a Fingerhut Credit Account issued by MetaBank, who determines eligibility and qualifications for the terms of credit.
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| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
24.90% - 29.90% |
N/A |
Bad Credit OK* |
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Next Millennium MasterCard®
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- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5,000.00
- Get cash at over 740,000 ATMs
- Accepted wherever MasterCard® is accepted
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| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
19.5% |
$59 |
Bad Credit OK* |
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UltraVX Visa®
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- UltraVX makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*.
- * Subject to terms and conditions.
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| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
18.9% |
See Terms* |
Bad Credit OK* |
| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% for N/A |
N/A |
0% |
See Terms* |
Bad Credit OK* |
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Public Savings Bank Secured Card
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- 0% APR on purchases for 6 months
- No annual fee or monthly fees
- Your income, employment and credit are not factors!
- We report to all 3 major credit bureaus
- Lifetime credit lines up to $10,000
- 25 day grace period
- Free fraud protection against unauthorized use
- No penalty APR
- Use the card everywhere you see the Visa/Mastercard logo
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| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| 0% for 6 months |
N/A |
11.24% |
none |
Bad Credit OK* |
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Orchard Bank Classic MasterCards
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- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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| Intro Purchase APR |
Intro BT APR |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
7.90% - 24.90% |
See Terms* |
Bad Credit OK* |
*See the online credit card applications for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.