Reported by FW, this promo offer pushes the new Citi Dividend Amex:
- 5% Cash Back on supermarket, Drugstore, and gas station purchases
- 1% Cash Back everywhere else
- 0% APR on BT until 7/1/07, no BT fee with this offer***
- $5 Cash Back on BT more than $1500
- No annual fee
*** First BT and 100$ in purchases must post to account and not be returned within 3 months of becoming a cardmember to receive this rate until Oct. 1, 2007. Otherwise rate lasts until July 1, 2007. BT, Cash advances, and finance charges do not qualify as purchases under this offer.
To apply, visit www.signup.citicards.com and use offer code: P1G9
Or call 1-800-368-1265 by Sept. 15, 2006.
So it appears they’re making you jump through another hoop to get the 15-month balance transfer–namely, the $100 in purchases. It’s important to note that because of the “lower APR balances get paid off first” rule, it’s imperative that those purchases get paid off first before completing your balance transfer.
No, that is not a typo. This innovative offer lets you make purchases at gas stations, supermarkets and drugstores and pay no interest until December 31, 2011.
This offer is for new Cardmembers only and you must apply by 9/15/06. It doesn’t appear that there’s any associated promo code. To apply, call 1-800-479-1183.
This thread at FW presents the offer and also discusses the potentially interesting trade-offs between this offer and the gold-standard of 5% cash back on these types of purchases. Among the variables that need to be considered are the probability of 5% cards still being available in the future, what interest rates will be like for the next 5 years, as well as tax considerations. There is also the hassle factor, as you will need to be especially careful to not charge non-qualifying purchases on the card, as they will accrue interest at the standard APR. Because of these complications, I don’t think this offer is for everyone, but it will certainly appeal to many.
Citi and AA have come up with another variation on their standard credit card offer:
- 20,000 AAdvantage bonus miles after $250 in purchases
- 5,000 additional AAdvantage bonus miles after your one-year anniversary
- No annual fee for the first 12 months
As usual, this offer is only good for new accounts. It is very similar to the one-day only deal offered during AA’s 25th anniversary, except that this deal requires that you keep the card a year (and pay the annual fee) to earn the last 5,000 miles.
This offer expires Nov 20, 2006. To learn more, visit www.miles5.citicards.com or call 1-888-FLY-4924.
Credit for this find goes to FT.
A card with a 20% rebate is bound to attract some attention. Before you rush out and get one, though, you should be aware of the details. According to CardTrak, CITGO and CitiBank are teaming up to offer a new gas rebate card that is launching on August 1st. During the first 60 days, you’ll receive a 20% rebate on CITGO purchases; after the introductory period is over, you’ll receive a 4% rebate. The fine print includes:
The 20% rebate offer is part of the 90-day launch period which ends October 31st. Once the launch promotion ends, cardholders earn 4% on CITGO purchases and up to 1% on other qualified purchases. Cardholders may earn up to $50 in rebates each month. All rebates are automatically credited on the cardholder’s statement against future CITGO purchases made with the card.
The limitation of $50 in monthly rebates obviously limits the maximum reward you can earn during the introductory period to $100, so you can think of this as a signup bonus of something less than $100. After the introductory period, there are better paying gas rebate alternatives.
I didn’t see anything on either CITGO’s or Citi’s web site about this card yet, but I would expect that to change as the launch date of August 1 nears.
The offer for the Business version of the Citi PremierPass has been sweetened a bit, now giving 15,000 Thank You Points after first purchase, redeemable for a $150 gift card. Other features of this offer include:
- No annual fee for the 1st year, $75 after that
- 0% APR on balance transfers for 12 months (0% does not apply to purchases or cash advances)
The usual features of the card apply:
- 3 points for every dollar you spend on eligible business purchases
- 1 point for airline tickets you buy, plus every mile you or your employees fly on any airline
- 1 point for every dollar you spend on purchases
- Redeem for travel on any airline, merchandise and gift cards
- No blackout dates
For more details or to apply, see this link.
Here’s the latest installment of this recurring Citi signup offer, sighted by SD:
- Apply online at http://www.apply.citicards.com or call 1-800-541-1910 by 8/15/06
- Use offer code: F2F9
- This offer entitles you to receive 10,000 bonus Thank You Points after your first purchase made within 3 months of account opening. These points are then redeemable for a $100 gift card.
- 0% APR on balance transfers until 7/1/07
- No balance transfer fees with this offer and no annual fee
The folks at FW have spotted this offer:
Apply online at http://www.apply.citicards.com
Offer Code: F1E9 (Expires 7/15/06)
Found this in 5/21 Orlando Sentinel.
Note that the 0% Intro APR applies only to balance transfers, not purchases. As is usual for Citi offers, there’s no fees associated with your initial balance transfer.
This offer is only good for today, May 18. When you sign up for the Citi / AAdvantage Mastercard, you’ll earn 25,000 bonus miles after spending $250 or more. There’s no annual fee for the first 12 months and you will also receive a free companion certificate to use on an American Airlines domestic round-trip coach-class ticket with a fare of $299 or more.
Note that this is a marked improvement over this deal since it waives the annual fee and gives you a free companion certificate.
Full details are available at http://www.aadvantage25.com/home.php.
Editor’s Note: While the information presented was accurate at the time of publication, it is now outdated. For the latest details on these cards, see the following links:
Posted May 17, 2006 — Is the price of gas hurting your pocketbook? If you don’t already have one, maybe it’s time to consider adding a credit card that gives you a rebate on your gas purchases. Below is a compilation of these cards:
- Citi Dividend Platinum Select – 5% rebate at gas stations, grocery stores and drug stores
- Chase Cash Plus Rewards – 5% rebate at gas stations, grocery stores and drug stores
- American Express Blue Cash – 5% rebate at gas stations, grocery stores and drug stores/1.5% everywhere else once your year-to-date spending reaches $6,500; 1% at gas stations, grocery stores and drug stores/0.5% for the first $6,500 of spending in a year
- Discover Platinum Gas Card – 5% rebate on gas
- Hess Platinum Visa – 10% rebate at Hess during the first 90 days; 5% afterwards
- Chase PerfectCard – 6% rebate on gas during the first 90 days; 3% afterwards
- Marathon Platinum Mastercard – 10% rebate at Marathon during the first 60 days; 5% afterwards
- BP Visa – 10% rebate at BP and Amoco during the first 60 days; afterwards, 5% rebate at BP and Amoco, 2% on eligible travel and dining; 0% at non-BP gas stations
- Speedway SuperAmerica Platinum MasterCard – 8% rebate at Speedway, SuperAmerica, and Rich Oil during the first 60 days; 4% afterwards
Note: Unless otherwise noted, each card also earns a 1% rebate on other purchases. For each card’s full terms and conditions, please visit the card issuer’s web site.
If you carry a balance, then ignore what I’m about to say, as reward cards aren’t for you. Instead, you should focus upon getting the card with the lowest interest rate.
Otherwise, for those looking for a gas rebate card, most will be best off with either the Citi Dividend, Chase Cash Plus or American Express Blue Cash, as they offer the most cash back at gas stations after the promotional period without tying you to a particular brand. Among those three, I would recommend either the Citi Dividend or the Blue Cash, since the Chase Cash Plus card is no longer being actively marketed and appears to have an uncertain future.
For big spenders, the Blue Cash may make the most sense as you’ll be able to fully take advantage of the higher tier of rewards. For everyone else, the Citi Dividend will offer the most value, as you earn 5%/1% from your first dollar. Do keep in mind that there are limits to your rebates. The Citi Dividend limits you to $300 cash back in a year, while the Blue Cash limits your rebates to the first $50,000 of spending in a year.
Courtesy of FW, we have the latest offer code allowing you to get 15 months of 0% APR balance transfers with a new Citi Platinum Select application. Apply online at http://www.apply.citicards.com using offer code F1E5 and you’ll receive 0% APR on balance transfers until September 2007 and 0% on purchases until June 2007 with no balance transfer fee.