Citi Dividend Amex: No Fee, 0% BT Until October 2007

Reported by FW, this promo offer pushes the new Citi Dividend Amex:

  • 5% Cash Back on supermarket, Drugstore, and gas station purchases
  • 1% Cash Back everywhere else
  • 0% APR on BT until 7/1/07, no BT fee with this offer***
  • $5 Cash Back on BT more than $1500
  • No annual fee

*** First BT and 100$ in purchases must post to account and not be returned within 3 months of becoming a cardmember to receive this rate until Oct. 1, 2007. Otherwise rate lasts until July 1, 2007. BT, Cash advances, and finance charges do not qualify as purchases under this offer.

To apply, visit and use offer code: P1G9

Or call 1-800-368-1265 by Sept. 15, 2006.

So it appears they’re making you jump through another hoop to get the 15-month balance transfer–namely, the $100 in purchases. It’s important to note that because of the “lower APR balances get paid off first” rule, it’s imperative that those purchases get paid off first before completing your balance transfer.

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